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A young family of three seen from the back as they look at a house. From right: A light brown-skinned man with shaved head and chin whiskers in a blue chambray shirt and khakis points to the house, at something out of frame. His other arm is around a black-haired woman in a narrow-striped button-up white shirt over blue jeans. One of her arms is around the man's waist; with the other she holds a small dark-haired child in a pale blue top and black leggings and no shoes. The house is white with brown window trim, and a sold sign in one window.

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A mural on a rough whitewashed wall. Painted in dripping capitals is "Follow your dreams," and over it is a red stenciled "Cancelled" banner. To the right is an image of a man holding a pail and paintbrush. He's wearing a cloth cap and has two rolls of paper under his arm.
Opinion

Keeping Wealth in the Family

The role of ‘heirs property’ in eroding Black families’ wealth

Aerial view of brick three-story buildings in Philadelphia, in golden light, with a church tower in the distance. At top right, part of a big rainbow is visible
Opinion

Appraisal Bias Is the Fair Housing Issue of the Day

Newly released data on home appraisal practices is a step forward in the fight against racially biased appraisals. There’s still a long way to go.

Interview

Taking the ADU Model to the Next Level, a Shelterforce and Next City Webinar

How can we get more accessory dwelling units built, keep them affordable, and make them forces for increasing racial equity?

An illustration of homes on a conveyor belt going through a machine and coming out as golden homes. Green dollar bills are coming out of the homes. This illustrates the financialization of housing.
Opinion

The Financialization of Housing and Its Implications for Community Development

Over the last two decades homeowners and investors have increasingly treated housing as a financial asset, like stocks or bonds. How has this changed the housing market for the worse, and how can we fix it?

Health

Why Wealth Matters to Your Health: A Webinar

How did the racial wealth gap begin? And why has it been so hard to fix? Shelterforce’s Miriam Axel-Lute and others discuss these topics in a webinar hosted by County Health Rankings & Roadmaps.

From left, Steve Dubb of NPQ, Anne Price of Insight Center for Community Economic Development, Jeremie Greer of Liberation in a Generation, Gary Cunningham of Prosperity Now, john a. powell of the Othering & Belonging Institute, and Miriam Axel-Lute of Shelterforce.
Racial Wealth Gap

Closing the Racial Wealth Gap: A Webinar with NPQ

Four leaders in the field discuss strategic approaches to closing the racial wealth gap.

Housing

Vacant Homes Wither Under Flawed Tax Sale System

Outdated tax sale rules and predatory investment practices keep Baltimore homes in a revolving door of vacancy. But that could soon change.

Practitioner Voice

How Tax Assessments are Racist

Between biased property appraisals that undervalue Black-owned properties and biased tax assessments that levy an unfair burden, homeowners of color are flanked by a double-whammy of racism.

Housing

Push Back on the Racial Wealth Gap—A Shelterforce Webinar

Authors from Shelterforce’s recent series about the racial wealth gap and other experts talk wealth building, wealth extraction, and the tools available to help close the gap.

Reported Article

Say It With Your Chest: Race Matters in Lending

The Community Reinvestment Act was created to address racist lending practices, but it doesn’t specify race. Special purpose credit programs could help.

Reported Article

Making Homeownership Work Better

Programs that help households of color buy homes haven’t made much of a dent in the racial wealth gap. But some strategies could generate better outcomes for buyers.

aerial view of suburban development
Homeownership

Increased Homeownership Won’t Close the Racial Wealth Gap

Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.