Equity

Despite a CRA exam pass rate of 98 percent, the major thrust of bank comments is that they want easier exams with fewer moving parts and less uncertainty.

Nonprofits advocate for local transit spending, but annual conference logistics don't typically include bus route information for attendees.

In discussions around closing the racial wealth gap, we should be reminded that a very large portion of wealth gained by white Americans should be seen as ill-gotten.

News from—and affecting—the community development world. This week: rent really is racist, new tales of voter suppression, swimming pool access, a response to a pro-gentrification argument, more.

News from—and affecting—the community development world. This week: fast food swamps, Seattle has too many apartments, criminal justice, basic income pilot, more.

In today’s climate, the first and often most important barrier between vulnerable residents and deportation is simply their front door.

Though slumlords are not directly to blame for our nation's wealth disparities, they profit from them. Seizing their property and giving it to tenants would produce a more just and equitable outcome than what has been practiced in the past.

Color and Character is an introduction to the seminal and unresolved struggle over integration and racial equality in America.

In a court division where a family can lose their home after a two-minute trial and only 12 percent of tenants have lawyers, Cook County's lack of eviction court transcripts—with no court reporters or digital recording equipment since 2004—has serious repercussions for tenants.

How a Baltimore collaborative plans to make shared-equity housing a significant sector in the local housing market.

What is the underlying dynamic that leads so many council members in low-income communities of color to approve neighborhood rezonings, despite community opposition and the likelihood of increased displacement pressure on existing residents?

Climate Gentrification | A Marijuana Tax for Housing? | Homeownership Alone Can't Close the Wealth Gap | Illegal ICE Raids on Farms | Keeping An Eye on Opportunity Zones | More...

Really, YIMBYs? | TOD Without Displacement | Tracking 80 Million Evictions | MLK's Campaign, Revitalized | Airbnb Hastening Demise of NOLA Culture? | Bike "Borrowing" for Equity | More

Sustainability is about thriving, not just surviving. We will not thrive if we are poorly paid martyrs to a good cause, and thus, in a healthy, diverse and vital food system, some of our efforts might need to be directed to those who can pay nine dollars for a jar of pickles.

While gentrification's benefits and drawbacks have been discussed at length, one aspect has been largely overlooked: its effect on neighborhood schools.

A health and community development partnership leads to a revelation for a city transportation department.

Talk of tax reform has reached a fever pitch, but most Americans don't realize just how high the stakes are and what impact the final legislation could have on their own financial security for years to come.

It is often said that you get what you pay for. Clearly, too little is being paid to create positive change in America’s most vulnerable places.

I recently had a revelation about the American approach to racial integration: We've been doing it all wrong, and it's had disastrous effects on African Americans.

“The string of victories in 2017 are a direct product of renters building power on the ground. Renters, faced with a historic housing crisis, are getting organized to change immediate conditions on the ground and build a movement to transform the way land and housing are treated in the country.”

We are constantly faced with the decision of whether to #TakeAKnee in our work, and whether we meet this challenge or not either reinforces our racialized landscape or disrupts it. What is clear is that we cannot sit on the sidelines with a universalist perspective, claiming to do good work.

More than 60 Miami families, many undocumented, have been homeless since last week’s hurricane and were forcibly removed last night by local officials.

Over the course of three decades in the development finance industry, I have learned that engaging and empowering those who have the greatest stake in their communities is the best way to achieve meaningful and lasting change.

President Donald Trump has decided to end the Obama-era program that grants work permits to undocumented immigrants. Over the course of its five-year history,...

Last year, Philadelphia was one of the first cohorts to go through the AFFH process, a fair housing assessment mandated by HUD to discover...

Throughout what we know will be a long recovery over the coming weeks, months, and years, Shelterforce hopes to share the stories of the...

Housing is on the radar of racial justice activists.

A lack of access to capital, capacity-building resources, and technical assistance significantly constrains the ability of CDFIs led by people of color to achieve greater impact.

The Trump-era increase widespread racial terror, as was on display in Charlottesville, is going to affect community developers' work at least as much as as his legislative and funding agenda.

SoFi is practicing product segregation. It wants to serve affluent people with its best products and shunt low- and moderate-income borrowers into inferior products that do not meaningfully serve credit needs.

Every month millions of Black Americans hand over half of our livelihood to the descendants of those who forcefully brought our ancestors here to work for free. Essentially, America is in the business of charging its captives rent.

Over an organization’s 25 years in existence, how do staff and volunteers measure impact and build off of lessons learned to guide their next steps forward?

As extreme weather patterns in our country become less of an anomaly, the plight of people living in storm-prone...

On a recent trip to Seattle, I picked up a copy of the weekly paper The Stranger. As I...

The New Urban Crisis treats a complicated and demanding subject with depressing inadequacy, offering little or nothing in the way of constructive, creative insights or strategies for advocates or practitioners seeking to combat these trends.

Located in the southeast quadrant of Washington, D.C., Parkchester Apartments was not unlike some other affordable housing developments in the city. Property owners had come and gone without making adequate investments in the nine-building complex, and residents had all but given up when its tenant association voted to bring in its current owner, The NHP Foundation (NHPF), in 2015. Within months, residents began to see signs of improvement. Top on the list of changes was the realignment of Parkchester’s environmental footprint.

Airbnb, as with some other of its fellow peer-to-peer “disruptive” tech solutions, has come under fire from a few...

Advocates and organizers who deal with the needs of the poor often say it's not really a housing/food/training issue, it's an income issue. So what would happen if we just addressed income?

In a recent Shelterforce blog post, we discussed the catalysts for the adoption of equity and sustainability as core principles in a new development...

East Cleveland, a struggling suburb of Cleveland, has ended up in so much fiscal distress that it is considering allowing...

I was prepared to dislike Sheryll Cashin’s Place, Not Race, just based on the title. However, the author largely won me over.

The author's treatment of race is, at best, contradictory and, at worst, hypocritical and probably the book’s great failing.

“Together we can break down all the barriers holding our families … back. We can build ladders of opportunity...

Many of us live in cities that are undergoing a renaissance, but the longstanding populations are no better off...

The counties and parishes in the Mid South characterized by persistent poverty have the highest unemployment rates, the lowest performing schools, and the worst health.

The audacious and callous decisions leading to the tragedy in Flint, Michigan are cruel and beyond comprehension. What is needed is an all-out effort...

Flint’s water crisis started long before corrosive river water starting running through its pipes. Though there’s no question that those who signed off on...

A core environmental justice fight has long been the fair distribution of necessary nuisance uses throughout a city. Poor neighborhoods tend to be over-burdened...

Tonya Boyd-Cannon, a singer/ songwriter, has performed at Jazz Fest and Essence Festival, and recently reached the final 20 performers on NBC’s talent show,...

The difference in aggregate home value between blacks and whites in the American South has remained startlingly steady through periods of dramatic social change.

Last month here in Rooflines, I argued that place-based community development can make low-income neighborhoods more resilient to climate...

Earlier this year, the City of Minneapolis broke ground on a $50 million overhaul of Nicollet Mall, a 12-block centerpiece of its downtown. Like...

The title of this post proved itself to be true for us in Duluth, when local organizations got together to address the growing need...

I'm in Lexington, Ky., this week for the National Community Land Trust Network conference, hosted by the Lexington Community Land Trust.The Lexington CLT had...

I Got Schooled: The Unlikely Story of How a Moonlighting Moviemaker Learned the Five Keys to Closing America’s Achievement Gap, by M. Night Shyamalan. Simon & Schuster. 306 pp. $25.00 (hardcover). Purchase here.

The post-Katrina work of legal services lawyers shows that if you care about equity, legal aid belongs high on the list of crucial disaster recovery programs.

Serious flaws in the Road Home program have kept many hard-working homeowners from coming back to the Lower 9th Ward. Let’s not repeat them after the next disaster.

In the face of climate change, flood insurance rates are rising. But program rules, and the history of who has been shunted into the floodplains, means the brunt is being bore by those least able to absorb it.

Community development corporations find ways to embrace new immigrant communities and new challenges.

From hiring priorities to translation headsets to special requests of the phone company—the exciting and important work of serving multicultural, multilingual populations.

One culture’s idea of the ideal house is different from another. Luckily, floor plans are adaptable.

Naturalizing is a great way to improve opportunity, but it’s expensive. How can we open that door to more of the immigrants who qualify?

Financial coaching and small business development services should be right up there next to learning English.

The Texas construction industry is a good example of what happens when immigrant workers rights are not respected. But this organization is fighting back.

A year after Michael Brown, an unarmed black teenager, was shot and killed by a white police officer in Ferguson, Missouri, The New York Times published a front-page article about racism in the St. Louis area. What it doesn't address is ...

As many visitors and locals know well, New Orleans boasts the oldest continuously operating street railway in the world....

Knowing who is immigrating here, and where they are settling, has implications for policy.

Language barriers pose an obstacle to fair access to credit, but this population is overlooked in fair credit discussions.

Anti-immigrant laws and the lack of a solid path to citizenship leave immigrant workers vulnerable to exploitation—and harm the whole community.

The story of neighborhood populations changing with waves of migrants is a classic part of the history of American cities. We are, as most...

The Red Line Transit Project is a proposed 14.1-mile light rail line designed to connect approximately 55,000 daily riders...

As the housing community reflects in August on the tenth anniversary of hurricanes Katrina and Rita, what are the...

New Jersey’s extensive public transportation system is a source of envy for most other states, many of whose larger...

Donna Bartholomew’s mother moved to New Orleans as a young woman and bought a home in the Ninth Ward. Over the years, raising...

   Q&A with Kitzia Esteva-Martinez, Causa Justa/Just CauseLast October, Oakland, Calif., passed a Tenant Protection Ordinance. This strong measure defending...

“What happens to a dream deferred?” asked Harlem Renaissance poet Langston Hughes. “Maybe it just sags like a heavy load,” he opined. “Or does...

   From hiring priorities to translation headsets to making special requests of the phone company—the exciting and important work of...

Ai-Jen Poo has been organizing with domestic workers for over 15 years, helping in New York to win some of the first statewide labor protections for occupations often exempt from labor laws, and expanding this campaign to a nationwide vision for a strong caregiving workforce and infrastructure for elder care. In 2014 she became a MacArthur Fellow, but this was hardly her first award.

Anti-immigrant laws and the lack of a solid path to citizenship leave immigrant workers vulnerable to exploitation—and harm the whole community.

The New York Times recently reported on a finding from the large social mobility study out of Harvard that found that access to good,...

   Language barriers pose an obstacle to fair access to credit, but this population is overlooked in fair credit discussions.Non-English...

I remember reciting the Langston Hughes poem Harlem (“What happens to a dream deferred?”) to my students in South...

There is a lot to be processed and mourned, celebrated and condemned about what has happened in Baltimore recently,...

Holistic, green building certifications are an increasingly integral part of affordable housing development. These certifications are often pursued by...

Implications for Policy with a Focus on Housing and Urban and Workforce Development        The U.S. immigrant population is growing, and...

The story of neighborhood populations changing with waves of migrants is a classic part of the history of American cities. We are, as most...

So this story started off sounding so promising.An affordable housing complex put solar panels on its roof!Also, it's affordable...

Many of us have been shocked by a particularly high utility bill following a bitterly cold month or a...

If New York’s legal permanent residents all became U.S. citizens, the city’s economy could grow by up to $4.1...

Book Review: This Changes Everything: Capitalism vs. The Climate by Naomi Klein

Property taxes were set up at a time when cities were regional centers of wealth. Times have changed. We need to another look at how we're funding cities.

It looks like President Obama and his administration kept most of the great ideas explored with the Grow America Act, last year's transportation initiative. The total investment is increased to $478 billion and expanded to six years in the latest iteration of the budget released yesterday. A few of the best pieces for low-income communities […]

In Tuesday night’s State of the Union address, President Obama laid out a vision for rebuilding the middle class with pathways to the middle class for lower-income families. But to manifest this vision, we need a much stronger focus on addressing the root causes of concentrated, generational poverty: financial insecurity and lack of ownership. In […]

The debate about Ferguson continues: The grand jury decision is unfair to many; policing practices seem discriminatory and dangerous; and local court systems have been shown to prey upon low-income people. The sheer scope of the problems can be overwhelming. But let’s take a step back. Richard Rothstein’s “The Making of Ferguson“ links some modern […]

In a recent Rooflines post, Sarah Treuhaft holds up new, reputable data that finds that inequality is not a circumstance of economic success, after all, but that it actually has a dampening effect. Specifically, the widening gap between the poor and lower middle class (households in the bottom 40 percent of the income distribution) and […]

Recently I was honored to receive the Ned Gramlich Award for Responsible Finance during the Opportunity Finance Network (OFN) Conference in Denver. To be recognized by the national association of investors dedicated to aligning capital with justice was a humbling experience—one made more so by the courageous legacy of the late Federal Reserve Bank Governor […]

  Today marks the second anniversary of Hurricane Sandy. To commemorate, the Housing and Community Development Network of New Jersey joined Sandy survivors, community leaders, and elected officials at several events along the Jersey Shore.   In a statement, HCDNNJ President and CEO Staci Berger said: “Coming back from a disaster of the magnitude of […]

There is a Time article—“The Real Problem When It Comes to Diversity and Asian-Americans“—that has been making the rounds on the Internet. As a card-carrying member of the Model Minority Myth Busters club, I am sympathetic with author Jack Linshi’s piece in that it seeks to discredit model minority mythology. However, there are a couple […]

Shortly after the signing of the Civil Liberties Act of 1988, the bill enacting redress and reparations for the internment of Japanese Americans, there was an editorial cartoon in my local newspaper. There were two Native Americans.  One was reading a newspaper. The newspaper had a headline that read “Japanese Americans to get $20,000 each.” […]

It was a bright, sunny day in Chicago on September 24. Celebrants were singing, “You Are My Sunshine,” as the solar panels had already saved $64 since the Institute of Cultural Affairs (ICA) in the US had started them up just a few hours earlier. With 483 panels, each producing 310 watts, ICA’s 166,000 square […]