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In New Jersey, Pivotal Affordable Housing Decision Turns 50

The Mount Laurel Doctrine is credited with helping to create 75,000 affordable homes in New Jersey. But, of course, it hasn’t been a simple panacea either.

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A crowd of marchers in a city street of high-rises and older buildings, most carrying colorful hand-lettered signs advocating housing for all. In the foreground, a person in an orange T-shirt carries a large daisy-shaped sign that reads "Homes for All"
Opinion

Six Reasons Why Housing Is a Human Right

A law professor explains why housing should be—and someday might be—considered a human right in the United States.

A scenic shot of the Soda Mountain Wilderness in Oregon. A person stands on a rock on the left side of the image, and they are viewing rows of green trees and mountains in front of them.
Opinion

Public Lands Can Help Us Tackle the Housing Crisis in the West

The U.S. owns more than 650 million acres of public lands, and it has the power to sell or lease limited parcels for affordable housing. But mass disposal of public lands, as some legislators have proposed, is not the answer.

Stylized illustration in shades of blue, plus black and white, showing a white man in a business suit carrying a briefcase and looking through a telescope. He stands atop a tall apartment building.
Opinion

What’s in a Name? Investors vs. Speculators

We don’t often make a clear distinction between investors and speculators, which makes it harder to identify harmful behavior—and to find solutions for it.

Streetside view of the School District of Philadelphia building, of tan brick. Broad steps (about 10) leade up to three double-door entrances. The building number 440 is over the portico.
Opinion

To Make Schools Better for Everyone, Connect Them to Community Development

Schools affect their neighborhoods—if community developers don’t harness that connection for equitable change, someone else will.

A beige-yellow building. "Mode" is written in the front.
Opinion

Sweden’s Housing Co-ops Offer a Model for Moderate-Income Housing

In Sweden, almost one-quarter of all housing is in co-ops. Here are some lessons for this mixed-income housing model.

A rain-soaked street is littered with fallen foliage. A man is walking away from the camera.
Opinion

How Can We Reform Property Insurance to Adapt to Climate Change?

Climate change is fueling more frequent and extreme disasters, and insurance companies are responding by dropping communities and raising premiums. Here’s what an equitable, reformed property insurance model would look like.

Interior of a room on the first floor of a house under construction, showing unpainted gypsum walls, unfinished electrical outlets, and raw wood floors. Through the windows can be seen bare trees and a bit of driveway. Off to the left of the room is another room, with a pile of lumber visible through the door.
Opinion

The Government-Sponsored Enterprise that Turned Away from Its Housing Mission

In recent decades, the Federal Home Loan Bank system has strayed from its original purpose—lending to support housing. We want to change that.

The upper part of the Supreme Court building in Washington, seen from the ground and showing only the tops of the columns and the frieze at the peak. Seen against a blue sky with small cumulus clouds.
Opinion

SCOTUS Hamstrings Federal Agencies, a Blow to Housing and Health Equity

The Supreme Court has overturned the legal precedent Chevron deference. Without the authority to interpret ambiguities in regulations, the critical work of HHS and HUD could suffer.

Opinion

We’re Approaching Social Housing Wrong

Components common to most U.S. social housing proposals are bound to replicate problems we already have.

Stock photo: On a wooden table, a red-handled rubber stamper rests on a manila envelope, out of which a piece of white paper is showing, with the word "Denied" stamped on it. The envelope rests partially on a computer keyboard.
Opinion

Insurance Redlining Is Back—But We Can Fight It

For decades, insurance regulators have resisted requiring the kind of disclosures that are now routine around mortgage lending. But that might change.

View from an upper floor of a small-city street, with two- and three-story brick buildings lining the street, and cars parked on the curb. A brick chimney at the back of the buildings is set against a bright blue sky.
Opinion

Standing Up for Small CDCs

Neighborhood-scale community development organizations have community connections and trust that can’t be replicated by larger organizations, and they should be valued as the foundation of the field.

HOLC map of Oakland, California, with areas shaded in red, blue, yellow, and green. Around the edges of the map, in tiny type, are listed all the streets of the city. At the top, in elegant lettering, reads "Thomas Bros./Map of/Oakland/Berkeley/Alameda/San Leandro/Piedmont/Emeryville/Albany." The lettering gets smaller as it goes down the list. Inset into the top right of the map is a black-and-white map of Hayward.
Opinion

Redlining Maps Didn’t Affect Neighborhoods the Way You Think They Did

Home Owners’ Loan Corporation maps have long been blamed for racial inequities in today’s Black neighborhoods, but recent research shows that’s misleading.