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A young family of three seen from the back as they look at a house. From right: A light brown-skinned man with shaved head and chin whiskers in a blue chambray shirt and khakis points to the house, at something out of frame. His other arm is around a black-haired woman in a narrow-striped button-up white shirt over blue jeans. One of her arms is around the man's waist; with the other she holds a small dark-haired child in a pale blue top and black leggings and no shoes. The house is white with brown window trim, and a sold sign in one window.

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An illustration of homes on a conveyor belt going through a machine and coming out as golden homes. Green dollar bills are coming out of the homes. This illustrates the financialization of housing.
Community Control

The Financialization of Housing and Its Implications for Community Development

Over the last two decades homeowners and investors have increasingly treated housing as a financial asset, like stocks or bonds. How has this changed the housing market for the worse, and how can we fix it?

Equity

Considering Geographic Equity

When we talk about equity, we’re typically talking about individuals or neighborhoods. But what about the imbalance in power and access to resources between entire metropolitan areas?

Policy

Proposed CRA Rule Receives Mixed Reviews from Housers

Public comment is open through Aug. 5 on proposed Community Reinvestment Act rule changes. They are worlds better than the Trump-era proposal. Why are some advocates still disappointed?

Equity

Residents Owning Their Local Economy

In the face of extractive “investments,” communities are exploring creative models that let them both exert control and earn returns themselves.

A large affordable housing development with a large mural that includes Black musicians on the front wall.
Community Control

Two Paths to Density: Profit vs People

As communities across the country begin promoting density to address the affordable housing crisis, they must grapple with how that housing will be built, and for whom.

Health

Why Wealth Matters to Your Health: A Webinar

How did the racial wealth gap begin? And why has it been so hard to fix? Shelterforce’s Miriam Axel-Lute and others discuss these topics in a webinar hosted by County Health Rankings & Roadmaps.

A construction worker cuts a piece of wood in front of a house.
Housing

Leaky Roof? A USDA Home Repair Option

One USDA program has given out over a billion dollars in rural home repair grants since its inception, and could be inspiration for similar programs in urban and suburban communities as well.

From left, Steve Dubb of NPQ, Anne Price of Insight Center for Community Economic Development, Jeremie Greer of Liberation in a Generation, Gary Cunningham of Prosperity Now, john a. powell of the Othering & Belonging Institute, and Miriam Axel-Lute of Shelterforce.
Racial Wealth Gap

Closing the Racial Wealth Gap: A Webinar with NPQ

Four leaders in the field discuss strategic approaches to closing the racial wealth gap.

Housing

Vacant Homes Wither Under Flawed Tax Sale System

Outdated tax sale rules and predatory investment practices keep Baltimore homes in a revolving door of vacancy. But that could soon change.

Community Control

Affordable ADUs: How It’s Being Done

In the face of limited financing options, local governments, nonprofits, and social enterprises are experimenting with ways to make affordable ADUs a reality.

Health

Are Urban Planners Staying Silent on Climate Gentrification?

Holmdel, New Jersey, moved its affordable housing to flood-prone land, raising a question about planners’ ethical obligations to speak up against such moves.

Financial System

How Tax Assessments are Racist

Between biased property appraisals that undervalue Black-owned properties and biased tax assessments that levy an unfair burden, homeowners of color are flanked by a double-whammy of racism.