NCRC Claims KeyBank Broke Promises, Failed Black Homeowners
Who is responsible for evaluating whether groups adhere to promises made in a community benefits agreement (CBA)? Is there any recourse for those who don’t get what they were promised? And what lessons can we take away from the KeyBank CBA?
How Tax Assessments are Racist
Between biased property appraisals that undervalue Black-owned properties and biased tax assessments that levy an unfair burden, homeowners of color are flanked by a double-whammy of racism.
Dot’s Home, a Computer Game, Addresses History of Housing Discrimination
A new video game aims to educate players on the various housing barriers facing Black Americans through history. How well does it do that?
Blaming Redlining Is Too Easy
Expanding access to the housing market is unlikely to do much to close the racial wealth gap. Here’s why.
Doing “The Right Thing” Won’t Close the Racial Wealth Gap
Solutions to address racial wealth inequality have often focused on behavioral changes and individual choices, minimizing efforts to dismantle structural barriers to wealth accumulation for Black Americans.
Realtors Reckon with Race
A new generation of real estate agents are aiming for meaningful change in an industry most famous for championing and enforcing segregation.
The Cooperative Struggle Against Redlining
Many people are familiar with redlining, but less well known are the handful of cooperatives that sprouted up following WWII with a bold mission: providing integrated, community-owned housing.
Why the Community Reinvestment Act Must Be Expanded Broadly Throughout the...
The financial industry has been one of the main perpetrators of racial discrimination. It should be obligated to serve all communities, particularly communities of color.
Murder, Redlining, and the Fight for Jamaica Plain
Ken Reardon reviews "Redlined: A novel of Boston" by Richard W. Wise, an exciting novel about a community's fight for survival against disinvestment.
Redlining Would Be Relegalized by CRA Reform Proposal
In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.
In Atlantic City, the Legacy of Segregation and Redlining Endures
The legacy of racist housing policy shapes—and disempowers—Black, largely urban, neighborhoods to this day, and can be seen in places like the Northside neighborhood of Atlantic City, New Jersey.
Don’t Diminish the Importance of Homeownership in CRA Reform
A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.
Can Using a Racial Equity Lens Increase Capital in Communities of...
If CDFIs adopted traditional appraisal standards to determine loan amounts, they'd make very few loans in the communities they were founded to serve.
After Redlining: Part 2
Headrights and redlining were parts of a systemic structure designed to aid some and debilitate others. Their repercussions are still felt.
Long Before Redlining: Racial Disparities in Homeownership Need Intentional Policies
The wealth gap is probably best illustrated in the way our country has, and has not, provided access to the single most important determinant of wealth for the majority of people in the United States—home and land ownership.
Seattle Takes Ownership of Its Displacement Challenge
Seattle is tackling displacement by aiming to reduce the systemic and structural barriers in connecting marginalized populations to opportunity.
The Not-So Hidden Truths About the Segregation of America’s Housing
Our conversation with The Color of Law author Richard Rothstein on uncovering truths about our not-so distant history of federally mandated racial segregation in housing.
Making Fair Housing a Reality
The National Fair Housing Alliance (NFHA) is having its National Policy Conference in Washington, D.C., from June 8 to 11. This conference will shed...
Insurance Redlining: Still Fact, Not Fiction
Homeowner insurance redlining discriminates against Blacks and undermines urban redevelopment.