Tag: redlining

Why the Community Reinvestment Act Must Be Expanded Broadly Throughout the...

The financial industry has been one of the main perpetrators of racial discrimination. It should be obligated to serve all communities, particularly communities of color.

Murder, Redlining, and the Fight for Jamaica Plain

Ken Reardon reviews "Redlined: A novel of Boston" by Richard W. Wise, an exciting novel about a community's fight for survival against disinvestment.

Redlining Would Be Relegalized by CRA Reform Proposal

In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.

In Atlantic City, the Legacy of Segregation and Redlining Endures

The legacy of racist housing policy shapes—and disempowers—Black, largely urban, neighborhoods to this day, and can be seen in places like the Northside neighborhood of Atlantic City, New Jersey.

Don’t Diminish the Importance of Homeownership in CRA Reform

A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.

Can Using a Racial Equity Lens Increase Capital in Communities of...

If CDFIs adopted traditional appraisal standards to determine loan amounts, they'd make very few loans in the communities they were founded to serve.

After Redlining: Part 2

Headrights and redlining were parts of a systemic structure designed to aid some and debilitate others. Their repercussions are still felt.

Long Before Redlining: Racial Disparities in Homeownership Need Intentional Policies

The wealth gap is probably best illustrated in the way our country has, and has not, provided access to the single most important determinant of wealth for the majority of people in the United States—home and land ownership.

Seattle Takes Ownership of Its Displacement Challenge

Seattle is tackling displacement by aiming to reduce the systemic and structural barriers in connecting marginalized populations to opportunity.

The Not-So Hidden Truths About the Segregation of America’s Housing

Our conversation with The Color of Law author Richard Rothstein on uncovering truths about our not-so distant history of federally mandated racial segregation in housing.

Making Fair Housing a Reality

The National Fair Housing Alliance (NFHA) is having its National Policy Conference in Washington, D.C., from June 8 to 11. This conference will shed...