Tag: redlining

In Atlantic City, the Legacy of Segregation and Redlining Endures

The legacy of racist housing policy shapes—and disempowers—Black, largely urban, neighborhoods to this day, and can be seen in places like the Northside neighborhood of Atlantic City, New Jersey.

Don’t Diminish the Importance of Homeownership in CRA Reform

A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.

Can Using a Racial Equity Lens Increase Capital in Communities of...

If CDFIs adopted traditional appraisal standards to determine loan amounts, they'd make very few loans in the communities they were founded to serve.

After Redlining: Part 2

Headrights and redlining were parts of a systemic structure designed to aid some and debilitate others. Their repercussions are still felt.

Long Before Redlining: Racial Disparities in Homeownership Need Intentional Policies

The wealth gap is probably best illustrated in the way our country has, and has not, provided access to the single most important determinant of wealth for the majority of people in the United States—home and land ownership.

Seattle Takes Ownership of Its Displacement Challenge

Seattle is tackling displacement by aiming to reduce the systemic and structural barriers in connecting marginalized populations to opportunity.