redlining

As homeowners’ insurance companies and lenders increasingly factor climate risk into their business strategies, communities may see a resurgence of racial and economic exclusion that mimics redlining. But our hands aren’t tied—we can do something about it.

For decades, insurance regulators have resisted requiring the kind of disclosures that are now routine around mortgage lending. But that might change.

Home Owners’ Loan Corporation maps have long been blamed for racial inequities in today’s Black neighborhoods, but recent research shows that’s misleading.

The assessments that evaluate a bank’s lending practices have improved, but there are several missed opportunities for reform. For one, the new rules won’t incorporate a racial analysis into lending examinations.

Who is responsible for evaluating whether groups adhere to promises made in a community benefits agreement (CBA)? Is there any recourse for those who don’t get what they were promised? And what lessons can we take away from the KeyBank CBA?

Between biased property appraisals that undervalue Black-owned properties and biased tax assessments that levy an unfair burden, homeowners of color are flanked by a double-whammy of racism.

A new video game aims to educate players on the various housing barriers facing Black Americans through history. How well does it do that?

Expanding access to the housing market is unlikely to do much to close the racial wealth gap. Here’s why.

Solutions to address racial wealth inequality have often focused on behavioral changes and individual choices, minimizing efforts to dismantle structural barriers to wealth accumulation for Black Americans.

A new generation of real estate agents are aiming for meaningful change in an industry most famous for championing and enforcing segregation.

Many people are familiar with redlining, but less well known are the handful of cooperatives that sprouted up following WWII with a bold mission: providing integrated, community-owned housing.

The financial industry has been one of the main perpetrators of racial discrimination. It should be obligated to serve all communities, particularly communities of color.