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We Really Need to Talk About Substandard Housing in Alabama’s Black Belt

When this researcher moved back to her home state to direct a research institute, she thought she knew rural Alabama and its needs. But she was wrong. "I found myself unprepared for the extent of the rural housing crisis here."

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Opinion

How to Retrofit the Housing Economy

Are policy changes enough to address the housing problems we face?

Opinion

When Landlords Hide Behind LLCs

It’s difficult to know who owns a property because corporate landlords and investors tend to structure their business as limited liability companies, or LLCs.

Opinion

Unmasking the Property Owners

There’s a reason land ownership is a matter of public record—but at the moment the records we have aren’t actually doing the job.

Opinion

How the Federal Reserve’s Monetary Policy Drives Housing Inequality

If high home prices and rents are hallmarks of inequality, the actions of the Federal Reserve should give us pause. Its policy interventions have had profound effects on housing prices.

Opinion

A Way for Investors to Save Affordable Housing, Not Harm It

Investors have helped preserve more than 1,700 affordable housing units in the Washington, D.C., metro area.

An illustration of homes on a conveyor belt going through a machine and coming out as golden homes. Green dollar bills are coming out of the homes. This illustrates the financialization of housing.
Opinion

The Financialization of Housing and Its Implications for Community Development

Over the last two decades homeowners and investors have increasingly treated housing as a financial asset, like stocks or bonds. How has this changed the housing market for the worse, and how can we fix it?

Opinion

Considering Geographic Equity

When we talk about equity, we’re typically talking about individuals or neighborhoods. But what about the imbalance in power and access to resources between entire metropolitan areas?

Opinion

Tenant Screening Companies Profit from Eviction Records, Driving Housing Insecurity

Sealing eviction records at the point of filing is an urgent step toward dismantling harmful tenant screening practices.

Opinion

Dear CDFI Colleagues: It’s Time to be Transparent About Salaries in Job Postings

Companies that value meritocracy perform worse with pay equity when their internal policies do not align with their public-facing statements regarding pay.

A large affordable housing development with a large mural that includes Black musicians on the front wall.
Opinion

Two Paths to Density: Profit vs People

As communities across the country begin promoting density to address the affordable housing crisis, they must grapple with how that housing will be built, and for whom.

Opinion

Restorative Housing Policy: Can We Heal the Wounds of Redlining and Urban Renewal?

Our fair housing laws enshrine an approach that prohibits us from explicitly referring to race, even in programs intended to undo the harm caused by racism. Now restorative housing policy is attempting to directly confront this history.

Opinion

Are Urban Planners Staying Silent on Climate Gentrification?

Holmdel, New Jersey, moved its affordable housing to flood-prone land, raising a question about planners’ ethical obligations to speak up against such moves.