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Housing
Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?
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Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be
Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.
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An Opportunity for Housing Providers to Help Renters Build Credit
Of the 987 low-income renters whose rents were reported through a pilot program, 79 percent saw their VantageScore increase by an average of 23 points, and 15 percent moved into a lower credit score risk tier.
The Fight for Stronger Rent Regulation in New York Is Beginning
New York’s rent regulation laws, which protect over 1 million renter households in New York City and Westchester, Nassau, and Rockland counties, are up for renewal this year.
Housing Quality Is Key to Mental Health
Living in substandard housing affects your mental health as well, several studies have found.
Joining Loans and Policy Grants to Get More Affordable Housing in the Bay Area
A pair of funds backed by philanthropic heavy hitters tries to take advantage of a moment when all eyes are on housing.
The Struggle for Housing in Los Angeles: A Review of City of Segregation
Andrea Gibbons’ City of Segregation shows why empowering capitalist processes and actors is the last thing we should do to fight gentrification.
We Need State Law that Allows Multifamily Housing
The New Jersey Legislature should seriously consider adopting a statewide law that defines “single family” zoning as permitting one or two units on one lot.
Speaking Up On Race, Housing, and Opportunity in Minnesota
In the housing world, narrative plays an important role in defining whose voice gets heard, how issues are framed, and what solutions are developed. This is especially true in Minnesota.
Will Amazon’s HQ2 Threaten Fair Housing?
If Amazon is going to be a good neighbor, it must do the following, at the very least, to mitigate against impediments to fair housing.
Hey YIMBYs, Thanks for Listening
The path to winning a pro-equity, pro-growth majority involves more (not less) investment in fighting displacement.
Decommodifying Housing Without Reproducing American Apartheid
Though the idea of social housing is gaining traction among advocates and policy experts, the path of least resistance for its production in the U.S. is also the path of the perpetuation of residential racial segregation.
What the Fight for Universal Rent Control in New York Can Learn from Prop 10’s Defeat in California
Voters have set up an unprecedented fight between progressive housing groups and real estate interests. It will be a brutal fight. For proof of this, housing advocates in New York need only to look at California.
Getting Affordable Housing Near Good Schools
A new housing acquisition model is focusing on a specific criteria to increase access to opportunity for very low-income families.