Affordability

Housing affordability is not just an urban problem. Section 515, the federal rural rental assistance program, would be extended in the proposed federal housing bills—with an important rule change.

Climate funding from the federal government has become unreliable. But state and local programs in the Northeast offer alternative ways to make homes more efficient for low-income residents and reduce their utility bills.

The proposed FY 2027 budget for rural housing shows improvements from last year, but still fundamentally fails to provide the support needed for small towns and rural areas to thrive.

Fannie Mae and Freddie Mac guarantee most U.S. home loans, which is supposed to make homeownership widely accessible. But is this happening? In this webinar, three field leaders argue that these government-sponsored enterprises need to step up with new products and services to expand access to homeownership.

Chattanooga, Tennessee, aligned its housing tax incentive with the actual cost of charging more affordable rents. Developers are participating.

Conversations on housing costs often focus on zoning rules. But two new studies say declining affordability is due far more to rising income inequality than short supply.

Our lack of affordable housing isn’t a failure on the part of the people seeking housing—it’s a failure of the market. The sooner we realize that, the sooner we can fix it.

If we tie rent regulation to income, we lose the policy’s benefits for neighborhoods and their residents.

The Homes for the Future fund aims create long-haul affordability without public funding by buying homes now and selling them to community land trusts after a period of renting them out.

As prices in the nation’s capital have soared, some sellers want their homes to stay in reach of families like their own. The Douglass Community Land Trust is helping them make it happen.

The mayoral candidate made a rent freeze central to his campaign. Here’s how his supporters used in-person campaigning to clinch a victory, and what’s ahead.

Housing Choice Voucher holders rely on their local housing authority to pay the bulk of their rent. What happens if it isn’t paid?