Homeownership
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Lessons from Redlining: How We Can Prevent Climate-Driven Insurance Discrimination
As homeowners’ insurance companies and lenders increasingly factor climate risk into their business strategies, communities may see a resurgence of racial and economic exclusion that mimics redlining. But our hands aren’t tied—we can do something about it.
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Increased Homeownership Won’t Close the Racial Wealth Gap
Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.
Property Tax Relief Programs Don’t Reach Many Homeowners of Color
Property tax relief programs can be essential for helping older and lower-income homeowners keep their homes. But access to them isn’t universal, or equitable.
A Home’s True Worth—Getting Beyond Appraisal Bias
Homes owned by people of color are appraised for less than identical homes owned by white families. Nationwide, that’s led to more than $150 billion in lost equity. How can we stop appraisal bias?
Rethinking the Racial Wealth Gap With Anne Price
A lot of conversations about the racial wealth gap focuses too much on homeownership as the only solution. It’s much more complex. Shelterforce’s Miriam Axel-Lute talks with Anne Price, president of the Insight Center for Community Economic Development.
Moving Beyond the Holy Trinity of Racial Wealth Gap Answers
We’ve been carrying out asset-building strategies for decades now, but the wealth gap has not shrunk. What needs to be done about it?
A Homeownership Program that Takes Health into Account
A 10-city initiative to boost homeownership also aims to align required fair housing and health needs assessments. Can it be done?
You Can’t Carbon Copy Community Ownership
The one constant in all community ownership strategies should be a centering of a particular community’s needs and goals.
Community Land Trusts: Combining Scale and Community Control
“This is no longer my neighborhood.” Too often, communities of color that experience new investments report that the changes are a detriment to their lives, and a benefit to newcomers, […]
First a Park, Then a Citywide Land Trust in D.C.
Douglass Community Land Trust began with a desire to prevent a new park from displacing neighborhood residents—but it soon got much bigger.
Interboro CLT: A Committed Pipeline from Powerhouse Community Development Groups
Four New York-based organizations work together to place every homeownership unit they develop into a community land trust.
Understanding Community Land Trusts
What are CLTs? How do they work? What are the benefits and areas of concern? An overview.
Rescue Plan has Billions Available for Housing, Advocates Urge Officials to Take It
With relatively few strings attached to the $350 billion in funds states and municipalities will receive, the door is wide open for governments to make a dent in their housing needs. But will they?