Homeownership
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Targeting First-Generation Homebuyers Is a Great Way to Direct Downpayment Assistance—And It Could Be Better
The proposed program could shrink the racial homeownership gap while serving a wide cross-section of people. But it only addresses some of the results of past discrimination.
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Community Land Trusts: Combining Scale and Community Control
This is no longer my neighborhood.” Too often, communities of color that experience new investments report that the changes are a detriment to their lives, and a benefit to newcomers, […]
First a Park, Then a Citywide Land Trust in D.C.
Douglass Community Land Trust began with a desire to prevent a new park from displacing neighborhood residents—but it soon got much bigger.
Interboro CLT: A Committed Pipeline from Powerhouse Community Development Groups
Four New York-based organizations work together to place every homeownership unit they develop into a community land trust.
Understanding Community Land Trusts
What are CLTs? How do they work? What are the benefits and areas of concern? An overview.
Rescue Plan has Billions Available for Housing, Advocates Urge Officials to Take It
With relatively few strings attached to the $350 billion in funds states and municipalities will receive, the door is wide open for governments to make a dent in their housing needs. But will they?
Scams on the Rise, Say Housing Counselors
As more people seek help after being defrauded, housing counselors worry that with up to 11 million families facing eviction or mortgage default, the situation will get worse before it gets better.
A Movement-Based Federal Housing Agenda
What are the New Deal for Housing Justice and the BREATHE Act and how do they move beyond previous housing agendas?
The Foreclosure Crisis Waiting for Us in January
Although homeowners have so far accessed financial relief from the pandemic much more easily than renters, housing counselors are bracing for a foreclosure crisis as forbearance terms start to end.
A ‘Public Option’ for Low-Income Homeownership?
What the USDA could teach us about better federal homeownership policy.
Stop Talking About the Racial Wealth Gap
It may seem counterintuitive, but in order to close the wealth gap, we must shift our focus from the gap itself to the policies, conditions, and systems that spawned it.
Is a Subsidy for Single-Family Homes in Distressed Areas Closer to Becoming Reality?
The Neighborhood Homes Investment Act, which is targeted for census tracts with lower home prices, lower resident incomes, and elevated rates of poverty, is gaining bipartisan support.
This Moment Calls for Finally Making Homeownership Access Fair
The worsening housing crisis shows that we must develop comprehensive tools and programs to keep families housed and their assets preserved.