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redlining
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How the New CRA Rule Will Help, and Where It Falls Short
The assessments that evaluate a bank’s lending practices have improved, but there are several missed opportunities for reform. For one, the new rules won't incorporate a racial analysis into lending examinations.
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Can Using a Racial Equity Lens Increase Capital in Communities of Color?
If CDFIs adopted traditional appraisal standards to determine loan amounts, they’d make very few loans in the communities they were founded to serve.
After Redlining: Part 2
Headrights and redlining were parts of a systemic structure designed to aid some and debilitate others. Their repercussions are still felt.
Long Before Redlining: Racial Disparities in Homeownership Need Intentional Policies
The wealth gap is probably best illustrated in the way our country has, and has not, provided access to the single most important determinant of wealth for the majority of people in the United States—home and land ownership.
Seattle Takes Ownership of Its Displacement Challenge
Seattle is tackling displacement by aiming to reduce the systemic and structural barriers in connecting marginalized populations to opportunity.
The Not-So Hidden Truths About the Segregation of America’s Housing
Our conversation with The Color of Law author Richard Rothstein on uncovering truths about our not-so distant history of federally mandated racial segregation in housing.
Making Fair Housing a Reality
The National Fair Housing Alliance (NFHA) is having its National Policy Conference in Washington, D.C., from June 8 to 11. This conference will shed light on salient issues on housing […]
Insurance Redlining: Still Fact, Not Fiction
Homeowner insurance redlining discriminates against Blacks and undermines urban redevelopment.