Homeownership

As more people seek help after being defrauded, housing counselors worry that with up to 11 million families facing eviction or mortgage default, the situation will get worse before it gets better.

What are the New Deal for Housing Justice and the BREATHE Act and how do they move beyond previous housing agendas?

Although homeowners have so far accessed financial relief from the pandemic much more easily than renters, housing counselors are bracing for a foreclosure crisis as forbearance terms start to end.

What the USDA could teach us about better federal homeownership policy.

It may seem counterintuitive, but in order to close the wealth gap, we must shift our focus from the gap itself to the policies, conditions, and systems that spawned it.

The Neighborhood Homes Investment Act, which is targeted for census tracts with lower home prices, lower resident incomes, and elevated rates of poverty, is gaining bipartisan support.

The worsening housing crisis shows that we must develop comprehensive tools and programs to keep families housed and their assets preserved.

We have learned how to successfully provide broad-based mortgage payment relief to millions of American households in need. There’s nothing to stop us this time around from doing it right.

There is a strong desire for homeownership among Native households, but a set of obstacles specific to Native lands are getting in the way.

A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.

Using homeownership as an asset-building mechanism and retirement plan might not be a great thing for our society.

While each annual State of the Nation’s Housing report has documented housing changes incrementally, looking back 30 years provides a unique frame of reference for just exactly how much worse housing affordability challenges have become.