CDFIs

Affordable housing and neighborhood investment programs are closely tied to banking and the Treasury Department. What is the incoming administration’s attitude toward some key financial regulations, and how easy would it be for them to enact changes?

What is the Greenhouse Gas Reduction Fund and how will it benefit affordable housing residents and community development organizations?

Shelterforce spoke with community-lending leaders and experts about the current mood across the sector. What, if anything, are organizations planning to do to avoid becoming the next target?

The assessments that evaluate a bank’s lending practices have improved, but there are several missed opportunities for reform. For one, the new rules won’t incorporate a racial analysis into lending examinations.

What were the biggest Shelterforce stories of the year? We count down the top 10 of 2023.

In 2022, a government task force released an action plan about combating bias in the appraisal industry. How can CDFIs fight back against the damage caused by under-appraisals?

When receiving bank funding, CDFIs often limit their investments in accordance with bank restrictions. How can reforms to the Community Reinvestment Act help center the needs of underserved communities?

Requirements to be certified as a community development financial institution (CDFI) will soon change—and some lenders that qualified before might no longer.

Over the past couple of years, community development corporations have been popping up in sometimes-unexpected places across the country. Will this increased interest in CDCs last, or is it a trend that will end when the money runs out?

Companies that value meritocracy perform worse with pay equity when their internal policies do not align with their public-facing statements regarding pay.

The dual financial system affects not only Black and Brown consumers, but Black- and Brown-led firms. In the past two years, CDFIs have focused on shifting access to capital for developers.

Community development financial institutions lend to micro- and small-business owners, but the jobs those businesses create are often minimum wage, part time, or otherwise low quality. What makes a job a good job, and what are CDFIs doing to help small-business borrowers create good jobs?