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predatory lending

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Flooded: How Natural Disasters Lead to Predatory Lending in the Rio Grande Valley

The devastation that communities in the Rio Grande Valley experience is twofold: the initial destruction of the floods and the cycle of debt and poverty as a result of predatory loans.

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Community Reinvestment Act

Why the Community Reinvestment Act Must Be Expanded Broadly Throughout the Financial Industry

The financial industry has been one of the main perpetrators of racial discrimination. It should be obligated to serve all communities, particularly communities of color.

Shelter Shorts

Communities Investing in Their Values

In November, Illinois People’s Action, Iowa Citizens for Community Improvement, and 15 other community organizations from across the country filed an official protest against the Treasury Department’s top CRA assessment […]

Policy

Taking the Bull by the Horns

As they rebuild from the financial meltdown of 2008, policymakers can finally craft measures to guarantee healthy communities and secure homes for all Americans.

Housing

Making Fair Housing a Reality

The National Fair Housing Alliance (NFHA) is having its National Policy Conference in Washington, D.C., from June 8 to 11. This conference will shed light on salient issues on housing […]

Housing

Losing Ground

In communities of color throughout New York City, growing numbers of homeowners with subprime mortgages are finding themselves at risk of losing their homes, the bitter fruit of years of predatory lending practices.