Reported Article

The Community Reinvestment Act was created to address racist lending practices, but it doesn’t specify race. Special purpose credit programs could help.

The story of East Palo Alto’s incorporation is one marked by great contention among local stakeholders, but also provides valuable lessons for organizers in forging and mobilizing local coalitions.

Programs that help households of color buy homes haven’t made much of a dent in the racial wealth gap. But some strategies could generate better outcomes for buyers.

Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.

Homes owned by people of color are appraised for less than identical homes owned by white families. Nationwide, that’s led to more than $150 billion in lost equity. How can we stop appraisal bias?

During the Great Depression, unemployed people organized and put their lives on the line to keep each other in their homes.

The dual financial system affects not only Black and Brown consumers, but Black- and Brown-led firms. In the past two years, CDFIs have focused on shifting access to capital for developers.

It’s been almost two years since the racial justice reckoning galvanized big banks to promise billions of dollars to increase racial equity and close the wealth gap. What are those dollars going toward, and how big a change do they represent?

Rather than continue to find ways to make Section 8 work better, some affordable housing and tenant advocates argue the federal government should instead invest heavily in addressing the affordable housing shortage at its root.

What explains the large disparity in Black and white student debt, and what can we do to address the student debt crisis and close the racial wealth gap?

Disproportionate amounts of medical debt contribute to the racial wealth gap. What can be done?

Debt related to justice-system involvement falls most heavily on overpoliced communities, extracting wealth and preventing the building of more.