ARRA Adds Resources for Rural Mortgages and Persistent Poverty Counties
The American Recovery and Revitalization Act of 2009 (ARRA) included substantial funds for rural America, much of it targeted to low-income homeownership and some directed specifically to very poor locales. Under the administration of...
The Mistakes Project
This article is one of a series of papers written as part of the “Mistakes, Learning, and Adaptation” Project. In November of 2007, a group of authors and practitioners met at the Annie E....
Participatory Budgeting: The International and NCBG Approaches
International Approach…
Uses “geographical and complementary political boundaries to facilitate decision-making and service delivery”
Uses public meetings to initiate and carry out the budget process
Relies upon annual budgeting cycles to provide a framework for planning, implementation...
Vision 20/20
Springfield, Missouri
www.ci.springfield.mo.us/vision2020/index.html
Springfield’s Vision 20/20 program was a community-based planning process that involved residents in decision-making processes and encouraged citizens to view referenda as a logical outgrowth of the planning process. Over the course of...
Small-Scale Healthy Food Options
There are many options for improving healthy food access, each with a unique set of advantages to residents and community health. Farmers’ markets (www.localharvest.org) provide a public space that supports social interaction and can...
Overturned
In 2001 California imposed a strict prevailing wage requirement on affordable housing developers. But that was before two studies showed the effect of prevailing wages on the pace of housing development.
A 2003 study by...
CLU’s Mission Statement
CLU’s mission is to move strategic campaigns combining the joint power of community-based organizations and labor unions in order to protect and promote the interests of low- and middle-income working families in the greater...
Democracy at Work
Thanks to the collaborative work of many nonprofits led by the Alliance for Justice, last year’s efforts to limit funding to community-based organizations who engage in nonpartisan electoral work like voter registration failed at...
Educating Consumers Against Predatory Lending
In October 2001, the National Community Reinvestment Coalition established the National Anti-Predatory Lending Consumer Rescue Fund (CRF) to help victims of predatory lenders. CRF also assists homeowners at risk of foreclosure who have made...
Promoting Consumer Education Policy
Several institutions across the country are working to promote policies that will expand consumer education and financial literacy opportunities for low-income people. Predatory lending and mortgage loan assistance are often at the forefront of...
OTS Reverses Course
Thanks in good part to a change in leadership, the federal Office of Thrift Supervision announced in September that it is reversing its regressive 2005 decision to cut CRA enforcement. Under previous director James...
No Smoking Gun
It seems that HUD Secretary Alphonso Jackson has been heard urging his staff to steer contracts toward people who like President Bush. But since an investigation by HUD’s inspector general into the matter could...
The Seven Basic Principles of Universal Design
Equitable. Useful to people with all sorts of abilities. Provides the same means of use for all; does not segregate any user; makes the design safe and appealing to all.
Flexible. Accommodates a wide range...
Why Merge?
Since its inception in the late 1960s, the community development corporation (CDC) industry has grown dramatically, totalling 4,600 CDCs in 2005, according to a census conducted by the National Congress for Community Economic Development...
A Surprising Payoff in California
Inclusionary housing (also called inclusionary zoning) is gaining popularity in California. It requires for-profit developers to build a percentage of affordable housing in all new developments. Yet some housing activists are skeptical of inclusionary...
Foreclosure Fuzziness Media Watch
Pity the poor media consumer. It’s nigh-on impossible to understand the burgeoning mortgage crisis rippling through communities around the country if you’re relying on the mainstream press to give you insight into “the story.”...
Passing the Buck
Testifying before the U.S. Senate Banking Committee on the effects that predatory lending and exotic mortgages have on the rising rate of home foreclosures, Douglas G. Duncan, senior vice president of the Mortgage Bankers...
An A for Effort
When it comes to covering affordable housing and homelessness crises that plague our country, the press has given it the good-old college try. Small-town papers like California’s Modesto Bee and big-city papers like The...
Building Political Will
A Shelterforce Q&A with Irvine Mayor Beth Krom
Shelterforce: In an environment of competing needs, such as education, safety and parks, how do you prioritize the development and preservation of affordable housing against other important...
State Laws that Foster Resident Ownership
To secure the benefits of resident ownership for mobile-home park residents, it is important for states to enact laws giving residents the opportunity to buy their communities. A handful of pioneering states have already...