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Housing
Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?
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Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be
Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.
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Proposed Changes to the Mortgage Interest Deduction: Some Simple Facts
The discourse around proposed changes to the federal tax system, especially between talk show pundits and economists and politicians—each with their own allegiances—is devoid of some simple, transparent facts. A […]
Q: Do Rent Regulations Make the Housing Crisis Worse?
A: No! Despite common fears, decades of evidence shows that rent regulation doesn’t restrict housing supply and quality. Feel free to print and distribute! Click on the image above to […]

Back in the Game: CDFIs Help 1- to 4-Unit Rental Housing Rebound in Chicago
After the housing crash, Chicago’s 1- to 4-unit rentals weren’t bouncing back in many neighborhoods. Three CDFIs came together to make it happen.

Myths and Misconceptions About Demolition in Cleveland
Demolition can generate emotional reactions, especially in places with a history of urban renewal. But critics of demolishing any vacant homes are ignoring the evidence.

Housing on the Political Agenda in U.S. Elections
No longer an issue that’s hard to rally people around, affordable housing—especially inclusionary housing—is getting talked about in local elections across the country.

Rowhouse Repairs for Health in Philadelphia
In Philadelphia, health care professionals and housing advocates are working together to deliver home repairs to low-income homeowners.

The Overselling of Rapid Re-housing
Rapid re-housing, originally a strategy to prevent homelessness for households experiencing a temporary financial crisis, is now being promoted widely as a broad solution. But in a high-cost area, it’s possible it might do more harm than good.
How Organizing for Justice Helps Your Mental Health
How do social justice, organizing, and mental health interact? Shelterforce chats with clinical social worker Dawn Belkin Martinez to find out.

Equitable Tax Reform Begins at Home(ownership)
Talk of tax reform has reached a fever pitch, but most Americans don’t realize just how high the stakes are and what impact the final legislation could have on their own financial security for years to come.

Tiny Homes for the Homeless—Would You Host a Village?
Imagine if hosting a transitional tiny home village became the norm for all suitable vacant land—dare I say even an expectation?

When Bad Names Get in the Way of Good Policy
Today, America is a place where symbols are often more important than the causes or deeds they describe. With social media and the 24-hour news cycle all competing for attention, […]

Your “Opportunity” Map is Broken. Here Are Some Fixes
If we are truly going to reduce our housing policy objectives to the realm of goals related to “opportunity,” I would like to offer some guidelines for its proper use.
