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Housing
Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?
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Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be
Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.
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Something Old, Something New: Biden’s Housing Plan
President Biden’s Housing Supply Action Plan is a catchall of existing proposals, tiny tweaks, and things Congress would have to fund—plus a few genuinely interesting administrative moves. Here’s the rundown.

A New ‘Normal’: Nonprofits and the Next Phase of COVID
Two years after the pandemic began, community development organizations reflect on what’s changed and how they’re moving forward. Some are still in crisis mode; others are refocusing their work.

Helping Tenants with Mental Health Challenges Who Are at Risk of Eviction
Support at all stages of an eviction could help vulnerable tenants navigate the process, avoid being removed from their home, or if they are evicted, help them catch their footing.

Two Paths to Density: Profit vs People
As communities across the country begin promoting density to address the affordable housing crisis, they must grapple with how that housing will be built, and for whom.

COVID Relief Funds Filling Some Housing Budget Gaps
As COVID relief funds have flowed out across the country, state and local governments have so far allotted at least $13.8 billion of their discretionary dollars to housing efforts.

Getting Medicaid to Pay for Pest Control
For children who have asthma, pests like cockroaches and mice can trigger allergic reactions and lead to recurring and expensive hospital visits. Could insurers save money by investing in housing-based improvements like pest management services?

Restorative Housing Policy: Can We Heal the Wounds of Redlining and Urban Renewal?
Our fair housing laws enshrine an approach that prohibits us from explicitly referring to race, even in programs intended to undo the harm caused by racism. Now restorative housing policy is attempting to directly confront this history.

Leaky Roof? A USDA Home Repair Option
One USDA program has given out over a billion dollars in rural home repair grants since its inception, and could be inspiration for similar programs in urban and suburban communities as well.

Vacant Homes Wither Under Flawed Tax Sale System
Outdated tax sale rules and predatory investment practices keep Baltimore homes in a revolving door of vacancy. But that could soon change.

Why ADUs Can’t Solve the Nation’s Housing Crisis
While accessory dwelling units are a valuable tool to add more rental housing, they also come with limitations.

Tenant Rights in Our Backyard—A Panel Discussion
Tenant activists discuss how the housing movement can do better at aligning itself with the tenants’ rights movement.
Affordable ADUs: How It’s Being Done
In the face of limited financing options, local governments, nonprofits, and social enterprises are experimenting with ways to make affordable ADUs a reality.
