The Self-Help Model
In 2008, Self-Help Federal Credit Union began working on a way to help lease-purchase programs come to scale. Although it originally thought it would be a product offered through third […]
CLTs and Lease Purchase
A community land trust like Albany’s or City of Lakes CLT, retains ownership of the land under a house, which gives it an interest in the stability and tenure of […]

Shelterforce Interview: Mercedes Márquez
HUD Assistant Secretary of Community Planning and Development Mercedes Márquez spoke with Shelterforce about NSP, technical assistance, and the importance of leveraging resources.

Rules Matter
Marge Piercy’s poem “To Be of Use” praises people who jump right in to whatever work needs to be done, passing buckets of water down the line to put out […]

Investing In Community Land Trusts
Why have funders embraced CLTs? To answer that question, NHI interviewed 15 funders from 13 foundations whose scope ranges from local, to state, to regional and national.
Not Just Inclusionary Spot Zoning: Conference Portrays IZ As Essential to Civil Rights, Sustainable
The 3rd biannual National Inclusionary Housing Conference, which wrapped up Friday in Washington, DC, had plenty of the expected workshops focused on details of passing, implementing, and improving inclusionary housing […]

Green Jobs with Roots
For the founders of Cleveland’s Evergreen Coops, putting a handful of people to work at minimum wage isn’t worth it. They are aiming at nothing less than a ground-up economic transformation — one owned by the very people it’s intended to help.
Hello, Again
When I last wrote an editor’s note for Shelterforce (#117, May/June 2001), we were all adjusting to the beginning of the G.W. Bush administration, nervously trying to figure out what […]

Disappearing Act
Facing financial difficulties as new technology takes customers away, the United States Postal Service reviewed 3,300 branches to find those that could be deemed disposable. In low-income communities, just how disposable are the final 162?
Banks Cleaning up Their Mess to Count as CRA Credit?
Financial regulators proposed yesterday to allow all activities carried out under the auspices of NSP to count toward a lender’s CRA compliance. This would only last as long as NSP […]

Housing Markets that Will Never Recover?
Residents of Detroit, Cleveland, Memphis, Buffalo are probably surprised to know that they didn’t make 24/7 Wall Street’s list of 13 Housing Markets that Will Never Recover. This is probably […]

Slipping Away
As a wave of HUD mortgages expires in the next four
years, an already dwindling supply of affordable units may nosedive with owners making windfall profits — unless the right mix of federal legislation and local organizing can
save the day.
