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wealth building

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A mural on a rough whitewashed wall. Painted in dripping capitals is "Follow your dreams," and over it is a red stenciled "Cancelled" banner. To the right is an image of a man holding a pail and paintbrush. He's wearing a cloth cap and has two rolls of paper under his arm.

Keeping Wealth in the Family

The role of 'heirs property' in eroding Black families' wealth

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Equity

Residents Owning Their Local Economy

In the face of extractive “investments,” communities are exploring creative models that let them both exert control and earn returns themselves.

Homeownership

Rethinking Homeownership Incentives to Shrink the Racial Wealth Gap

This set of federal tax policy recommendations could support first-time homebuyers, enable renters and owners to save money, and help close the wealth gap.

aerial view of suburban development
Homeownership

Increased Homeownership Won’t Close the Racial Wealth Gap

Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.

Equity

Rethinking the Racial Wealth Gap With Anne Price

A lot of conversations about the racial wealth gap focuses too much on homeownership as the only solution. It’s much more complex. Shelterforce’s Miriam Axel-Lute talks with Anne Price, president of the Insight Center for Community Economic Development.

Equity

Stop Talking About the Racial Wealth Gap

It may seem counterintuitive, but in order to close the wealth gap, we must shift our focus from the gap itself to the policies, conditions, and systems that spawned it.

structural sinking boat
Equity

Financial Coaches, Let’s Be Upfront About Economic Structural Racism

Financial education messaging is too often presented as if individual behavior and attitudes are the cause of our growing economic challenges rather than our social, economic, and political systems.

A worker at Evergreen Cooperative Laundry, which recently secured new contracts for 3 million pounds of health care linens.
Review

Building Prosperity—A Review of ‘The Making of a Democratic Economy’

A review of “The Making of a Democratic Economy: Building Prosperity for the Many, Not Just the Few,” by Marjorie Kelly and Ted Howard

houses
Financial System

Can Estate Planning be Used to Help Preserve Economic Assets in Low-Income Communities?

Estate planning should be employed as part of a broader plan of preservation of wealth and assets in communities of color. 

A woman holds a sign outside of the Oakland City Council chambers that reads "Democratic Workplaces equal Democratic Oakland!"

In the World of Community Wealth-Building, Ownership Has Its Privileges

What local government can do to support new, more inclusive economic models.

Financial System

True Financial Capability Requires Expanding the Definition of Wealth

What is productive agricultural land and clean water worth? What are strong communal relationships worth? What is a clear connection to heritage, to culture, to past, to future, and self, worth?