shared equity

In recent decades, the Federal Home Loan Bank system has strayed from its original purpose—lending to support housing. We want to change that.

Between 2011 and 2022, the number of nonprofits with shared-equity programs and CLTs increased by 30 percent. Here’s a look at the diversity of their programs and portfolios, and who’s benefiting from their rise.

The community land trust model is in a time of dramatic growth and creativity. Some CLTs are aiming for larger scale than has been typical. How are they doing it?

Four New York-based organizations work together to place every homeownership unit they develop into a community land trust.

What are CLTs? How do they work? What are the benefits and areas of concern? An overview.

In discussions around closing the racial wealth gap, we should be reminded that a very large portion of wealth gained by white Americans should be seen as ill-gotten.

What if the future of shared equity homeownership was not dependent on government subsidies? Vivacité – Société immobilière solidaire, a Quebec-based non-profit organization, designed a shared equity program based on a social economy model that leverages impact investors to ensure perpetual affordability and scales its impact.

Unlike so many owners who are quickly selling their properties to the highest bidder amidst rising real estate values, an East Oakland landlord was intent on giving the existing tenants a fair shot to purchase the property.

In the face of accelerating gentrification, along with ongoing speculation and eviction, the idea of putting a substantial number of homes outside of the reach of the speculative market has been gaining momentum across the country.

Though the need is greater than ever for resale-restricted, affordable homes, the growth of this model of homeownership appears to be limited.

This nonprofit is organizing a real estate investment cooperative for the Mid-Atlantic region of the United States, with the exclusive purpose of incubating, funding, and assisting “community land cooperatives.”

Though much fanfare is showered on the CLT model, land trusts often struggle to get off the ground because very little support is available for those trying to create one or for existing CLTs looking to expand.