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shared equity
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Proposed Federal Rule Would Undercut Fannie and Freddie’s Duty to Serve Underserved Markets
The Federal Housing Finance Agency is proposing to significantly change how it enforces Fannie Mae and Freddie Mac’s duty to serve underserved mortgage markets. Comments from the public are due July 24.
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A Historic Black Memphis Neighborhood Turns to a CLT to Avoid Displacement
A former hub of Black-owned businesses in North Memphis that suffered urban renewal seeks to rebuild without a new wave of displacement. Can a community land trust strike that balance?
Sweden’s Housing Co-ops Offer a Model for Moderate-Income Housing
In Sweden, almost one-quarter of all housing is in co-ops. Here are some lessons for this mixed-income housing model.
The Government-Sponsored Enterprise that Turned Away from Its Housing Mission
In recent decades, the Federal Home Loan Bank system has strayed from its original purpose—lending to support housing. We want to change that.
Let’s Harness the Growth of the Shared-Equity Field
Between 2011 and 2022, the number of nonprofits with shared-equity programs and CLTs increased by 30 percent. Here’s a look at the diversity of their programs and portfolios, and who’s benefiting from their rise.
Scaling Up: How Some Community Land Trusts Are Getting Bigger
The community land trust model is in a time of dramatic growth and creativity. Some CLTs are aiming for larger scale than has been typical. How are they doing it?
Interboro CLT: A Committed Pipeline from Powerhouse Community Development Groups
Four New York-based organizations work together to place every homeownership unit they develop into a community land trust.
Understanding Community Land Trusts
What are CLTs? How do they work? What are the benefits and areas of concern? An overview.
Is the Housing Market the Answer to the Racial Wealth Gap?
In discussions around closing the racial wealth gap, we should be reminded that a very large portion of wealth gained by white Americans should be seen as ill-gotten.
Shared-Equity Homeownership With No Public Subsidy
What if the future of shared equity homeownership was not dependent on government subsidies? Vivacité – Société immobilière solidaire, a Quebec-based non-profit organization, designed a shared equity program based on a social economy model that leverages impact investors to ensure perpetual affordability and scales its impact.
Why Tenants Should Be Given the Opportunity to Purchase Their Buildings
Unlike so many owners who are quickly selling their properties to the highest bidder amidst rising real estate values, an East Oakland landlord was intent on giving the existing tenants a fair shot to purchase the property.
The State of Permanent Affordability
In the face of accelerating gentrification, along with ongoing speculation and eviction, the idea of putting a substantial number of homes outside of the reach of the speculative market has been gaining momentum across the country.
The State of Shared-Equity Homeownership
Though the need is greater than ever for resale-restricted, affordable homes, the growth of this model of homeownership appears to be limited.