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permanent affordability

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Understanding Community Land Trusts

What are CLTs? How do they work? What are the benefits and areas of concern? An overview.

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A view of a community in Oregon, with an American flag framing the left hand side. Lots of trees in the area.
Housing

The State of Permanent Affordability

In the face of accelerating gentrification, along with ongoing speculation and eviction, the idea of putting a substantial number of homes outside of the reach of the speculative market has been gaining momentum across the country.

A home at the Dos Pinos Housing Cooperative, the only limited-equity housing co-op in Davis, California.
Housing

A Low-Cost Ownership Oasis in a Desert of Apartment Unaffordability

When this limited-equity cooperative in California began more than 30 years ago, it wasn’t the most affordable place to live. But now the co-op’s monthly costs are 50 percent lower than the average market-rate apartment.

A family of four sit outside their home in Portland. Portland's preference policy gives priority for homeownership opportunities funded by the city’s housing bureau to residents who were displaced.
Housing

Displaced Portland Residents Given Priority for Homeownership

A Portland policy gives priority for housing funded by the city’s housing bureau to residents who were displaced, are at risk of displacement, or are the descendants of families who were displaced due to urban renewal in North and Northeast Portland neighborhoods.

A sprawling white “hipster” is memorialized against a backdrop of romanticized visions of blight in a mural that dominates an intersection in the historically Black 7th Ward in New Orleans.
Affordability

The Cultural Ramifications of Gentrification in New Orleans

Gentrification is not just physical displacement; it’s cultural appropriation across entire neighborhoods. Artists have an obligation not to participate.

Affordability

Interview with George McCarthy, President of the Lincoln Institute of Land Policy

After 14 years at the Ford Foundation, George “Mac” McCarthy became the fifth president of the 41-year-old Lincoln Institute of Land Policy.

Affordability

Interview with Tony Pickett, Urban Land Conservancy

Probably no one in the country is in a better position than Tony Pickett to talk about efforts to include long-term affordable housing in two of the nation’s largest Transit Oriented Development (TOD) ventures: Denver’s FasTracks plan, and Atlanta’s Beltline project.

Housing

Taxation of Shared-Equity Homes

In 2004, the National Housing Institute launched an ongoing research project on shared-equity homeownership, focusing on three models of resale-restricted, owner-occupied housing: limited-equity cooperatives; community land trusts; and deed-restricted houses […]

Housing

Affordable Forever: Community Land Trusts

Communities across the country have taken up the CLT model to confront challenges from gentrification and sprawl to pollution and abandoned housing.

Housing

Watchful Stewards: Mutual Housing Associations and Community Land Trusts

The large, foreclosed HUD-subsidized building on Stamford’s West Side had once housed over 60 families, but in 1993 stood vacant, a hulking eyesore with nesting pigeons as its only occupants. […]