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A graphic showing buildings, some shaded in red, to illustrate Shelterforce's new Under the Lens series, LIHTC: The Good, the Bad, and the Very Complicated

LIHTC: How It Started, How It’s Going

The Low-Income Housing Tax Credit was created in a moment when other real estate tax preferences were going away—but at the time, no one expected it to grow into the main source of affordable housing finance in the country.

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Fair Housing

What Is Affirmatively Furthering Fair Housing?

Shelterforce has put together a short video to explain what “Affirmatively Furthering Fair Housing,” or AFFH, means, and the history of its enforcement.

A black and white photo of seven people protesting racial discrimination in housing on a street corner, as a 1950s-era Buick drives past. The signs read "Stop racial discrimination now!"; "I support open housing"; "Don't patronize picture floor plans"; and a hand-lettered sign says "There can be no innocent bystanders." Most of the people in the photo are people of color; two are hidden by their signs.
Fair Housing

AFFH’s Bumpy Road to Overcoming Segregation

The Affirmatively Furthering Fair Housing rule was intended to force communities to take action to address housing segregation and discrimination. How has the rule evolved throughout the years, and will a proposed new rule finally put some teeth into the legal concept?

Under a blue sky, in a large arching gateway is suspended a banner that reads "End Rent Burden." Below it is a line of 11 picketers holding signs that say "UAW on Strike: Unfair Labor Practice." A passerby is talking to one of the picketers.
Organizing

Tenants Rights Advance in California

Reaction to the housing crisis in California has led to a series of gains for tenants, including a new Renters’ Caucus.

On a bulletin board or thick cardboard backing are taped 11 clippings of news headlines, cartoons, and newsletter covers, all about the tenant organizing movement of the 1970s and '80s.
Organizing

The Rise and Fall of the National Tenants Union

The National Tenants Union fought for tenant rights in the 1970s and early 1980s. One of the union’s founders reflects on the organization and what we might learn from those times.

One man holds a microphone and raises his other hand while speaking outside, and behind him, a person holds a white and black sign.
COVID

Organized Tenants Are Baaaaack

After a lull in the 1990s, the tenants rights movement reemerged and has only gained strength. What caused the resurgence and what do tenants’ prospects look like?

The Making of Co-op City, the Nation’s Biggest Housing Co-op

Co-op City in the Bronx is the size of a small city—as well as a decades old housing co-op and an island of comparative affordability. How did it come about?

Policy

How the Federal Reserve’s Monetary Policy Drives Housing Inequality

If high home prices and rents are hallmarks of inequality, the actions of the Federal Reserve should give us pause. Its policy interventions have had profound effects on housing prices.

An illustration of homes on a conveyor belt going through a machine and coming out as golden homes. Green dollar bills are coming out of the homes. This illustrates the financialization of housing.
Community Control

The Financialization of Housing and Its Implications for Community Development

Over the last two decades homeowners and investors have increasingly treated housing as a financial asset, like stocks or bonds. How has this changed the housing market for the worse, and how can we fix it?

An aerial view of East Palo Alto.
Housing

How Rent Control Helped Create East Palo Alto

The story of East Palo Alto’s incorporation is one marked by great contention among local stakeholders, but also provides valuable lessons for organizers in forging and mobilizing local coalitions.

Housing

When the Unemployed Fought Back

During the Great Depression, unemployed people organized and put their lives on the line to keep each other in their homes.

Race & Place

Doing “The Right Thing” Won’t Close the Racial Wealth Gap

Solutions to address racial wealth inequality have often focused on behavioral changes and individual choices, minimizing efforts to dismantle structural barriers to wealth accumulation for Black Americans.

Housing

Philly’s 1970s Fight to Revive Rent Control

As rent control reemerges as a strategy to address an intense housing crisis, we go back 50 years to examine the lessons learned from past struggles in Philadelphia.