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foreclosure and financial crisis

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One man holds a microphone and raises his other hand while speaking outside, and behind him, a person holds a white and black sign.

Organized Tenants Are Baaaaack

After a lull in the 1990s, the tenants rights movement reemerged and has only gained strength. What caused the resurgence and what do tenants’ prospects look like?

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Equity

Stop Talking About the Racial Wealth Gap

It may seem counterintuitive, but in order to close the wealth gap, we must shift our focus from the gap itself to the policies, conditions, and systems that spawned it.

Explainers

Q: Did Extending More Credit to Subprime Borrowers Cause the Foreclosure Crisis?

There are people who believe that the foreclosure crisis occurred because too many unqualified borrowers became homeowners. What actually happened was …

neon home loan sign
Housing

After Redlining: Part 2

Headrights and redlining were parts of a systemic structure designed to aid some and debilitate others. Their repercussions are still felt.

for rent sign
Community Development Field

Shelter Shorts, The Week in Community Development—Nov. 2

News from—and affecting—the community development world. This week: rent burden relief, policy suggestions for worker co-ops, a new credit scoring model?, states take on housing, and more.

baltimore maryland
Review

What Future For America’s Small Cities?

These books not only offer something of a window on what is—or is not—going on in small cities, but useful pointers for practitioners working in the types of cities described.

cleveland streetscape
Opinion

Remember Slavic Village? It’s Back

A Cleveland neighborhood made famous as an epicenter of the foreclosure crisis works its way back to stability. Here’s how.

Photo credit: National Fair Housing Alliance
Housing

How Poorly Maintained Bank-owned Homes Harm Black and Latino Communities

Bank-seized properties in these communities of color have higher rates of neglect, and the situation has prompted a lawsuit.

red herring
Homeownership

The Big Red Herring: The Home Mortgage Disclosure Act (HMDA) Will Help Predators Identify You!

HMDA is the key to preventing predatory behavior, not the cause of it, so how can an economics professor from George Washington University claim that HMDA can facilitate large-scale identity theft?

dilapidated home
Communities

Bringing “Zombies” Back to Life

With funds from a settlement between the New York State Attorney General and major banks, 76 New York state municipalities are working to get abandoned and deteriorating homes back into productive use.

Small American flag with fringed edges attached to a wire stick.
Housing

Why Giving Up on Homeownership Is Giving In

These ideas aren’t new, but pulling them together in a collective, coherent way will push back against those who, like their predecessors of 80, 70, 60 and 50 years ago, would deny long-term stability to those for reasons more than just the color of their money.

Housing

A New Kind of Foreclosure Crisis Is In The Making

Some community development organizations think the foreclosure crisis is over, but there’s a new emergency within the more vulnerable segments of our population—and it is hitting the elderly particularly hard, says Lou Tisler, who recently left Neighborhood Housing Services (NHS) of Greater Cleveland after 12 years as executive director. That new crisis is tax foreclosures—the sale of a property due to unpaid tax liabilities.

Housing Advocacy

How Data Disclosure Will Help Prevent the Next Financial Crisis

It seems like an overstatement, but data disclosure can help prevent the next financial crisis.   In the run-up to the Great Recession, subprime and other abusive lenders made loans […]