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Article

To Move or to Improve?

During a recent national housing conference, a senior HOPE colleague, along with an architect and the mayor of a small Delta town—having won a slot through a rigorous application process—presented […]

Article

How Does Mobile Banking Affect the Unbanked?

The absence of bank branches and the proliferation of high-priced alternative lenders in the region only underscore the importance of access to affordable financial services.

Article

A 21st Century Vision For Community Development

Today’s economic crisis is devastating neighborhoods and households across the country. Urban, low-income communities that were slowly recovering from the disinvestment of earlier decades are now falling back to where they were in the 1970s. Rural communities, walloped by the collapse of key economic generators, have suffered no less. Families that had begun to break the cycle of poverty and build small amounts of savings are now being plunged back into debt. Yet, at a time when the work of community development corporations is more needed than ever, there are growing questions about their long-term viability and efficacy.

A black and white photo of a dozen or so residents of a multifamily building standing outside with a "Save Chinatown Housing" sign.

Article

Will Limited-Equity Cooperatives Make a Comeback?

Federal programs and cultural attitudes that helped launch a majority of the large limited-equity co-ops across the nation are long gone, but at a smaller scale, this model of resident-controlled, long-term affordable housing may be experiencing new interest.