Explainers

The word “gentrification” has become a widespread and highly debated term. We’ve found that there are (at least) four broad kinds of things that people mean when they say they are concerned about “gentrification.”

What are CLTs? How do they work? What are the benefits and areas of concern? An overview.

Even with the moratorium in place through July 31, there have been and will continue to be many, many Americans who lose their homes.

Why are there three different agencies enforcing the Community Reinvestment Act, or CRA? Who does each agency enforce it on?

As rents have been rising, organizing for rent regulations have gained steam. However, the terms used to describe rent regulations can be unclear.

There are people who believe that the foreclosure crisis occurred because too many unqualified borrowers became homeowners. What actually happened was …

Yes! Although homeownership rates are higher in rural areas, there is still a significant rural population that needs rental housing.

Including rent and utility payments in credit reports and scoring models can increase credit scores, and reduce racial disparities in credit scores.

A: Yes! Since hosts can make 50 to 200 percent more on short-term rentals than on long-term rentals, Airbnb affects purchase prices as well.

A. Yes! Nonprofits are often uncertain about what they can legally do, but they can get out the vote among their residents, clients, and staff.

A: Yes. Landlords in most places can discriminate against voucher holders, and many do. This often keeps voucher holders in a few segregated neighborhoods.

A: More than half are elderly or disabled. Of the rest, most of them do have a job! Ninety-four percent of rental assistance receipts are …