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Housing
Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?
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Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be
Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.
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Beating Luxury Developers at Their Own Game
The tide is starting to change as a number of organizations have partnered with nonprofits to make deals to acquire naturally occurring affordable housing.

Rebellion Spurs Opportunity and a New Housing Movement
How a Baltimore collaborative plans to make shared-equity housing a significant sector in the local housing market.

A Low-Cost Ownership Oasis in a Desert of Apartment Unaffordability
When this limited-equity cooperative in California began more than 30 years ago, it wasn’t the most affordable place to live. But now the co-op’s monthly costs are 50 percent lower than the average market-rate apartment.
Getting Ahead of Gentrification in the South Side of Columbus
More than a decade after several groups came together to improve substandard housing in the South Side of Columbus, signs of gentrification and forced displacement are beginning to emerge. Can something be done so current residents can afford to stay in their neighborhoods for years to come? The short answer is yes.
The State of Shared-Equity Homeownership
Though the need is greater than ever for resale-restricted, affordable homes, the growth of this model of homeownership appears to be limited.

Housing, Not Warehousing—A Victory 10 Years in the Making
Warehousing is one of real estate’s best-kept secrets, and a crucial piece of how the housing market can keep supply low and demand high. One New York City organization rallied to prove warehousing still posed a problem, and pushed the boundaries of what was politically possible.

Getting Health on Board
It’s becoming increasingly common for community development corporations and grassroots housing organizations to have board members from the health care sector. Here’s why.

Inclusionary Housing in Soft or Mixed Markets
The time to strike isn’t when the iron is hot. Cities in soft or mixed markets should adopt inclusionary housing policies before the housing market heats up and the process becomes even more challenging.
Shelter Shorts—The Week in Community Development, May 4
A Trauma-Centered Approach to Youth Violence in Cleveland | We May Know Who Benefits From Port Covington | What Housing Crisis? | Clearing Homeless Encampments in Philadelphia | Restaurant Tax for Affordable Housing
“More Than the Sum of Our Property Values”
How can power over land be used in such a way that people who are at a political disadvantage—who are poor, members of racial, ethnic or religious minorities, very young or very old, or have a disability—benefit? How about those who cannot speak for themselves, like trees or rivers?
Community Rights and Urban Land
The contemporary American understanding of community control over urban land is rooted in post-war organizing against government-driven redevelopment and bank-driven financial disinvestment. Broader movement groups, like the Chicago chapter of […]
Co-ops: Resistance to Living in the Land of the Lord
For Section 8 recipients, a step toward economic mobility (and community control) can be limited-equity cooperatives. A Section 8 voucher can be used to pay some of the monthly carrying costs of a co-op unit.
