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Housing
Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?
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Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be
Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.
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The Rental Housing Crisis Is a Rural Issue Too
Much like urban communities, rural communities also face critical housing issues like rental shortages, a lack of federal and private funding to build new units, and the impending loss of affordability restrictions. Here’s what could help.

A Health Insurer and a CDC Collaborate to Move the Needle on Housing and Health
David Adame of Chicanos Por La Causa, and Joe Guadio of UnitedHealthcare talk about the value of addressing social determinants and lessons they’ve learned.

What Is the Future of the Black Urban Middle Neighborhood?
What does the future hold for urban Black middle and working class neighborhoods in cities, and is there any way to shape it?

Don’t Diminish the Importance of Homeownership in CRA Reform
A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.

How to Temper the Influence of Private Equity in Manufactured Housing
The risk of onerous lot rent increases and the fear of eviction are more threatening than ever as private equity enters the manufactured housing market.

It Doesn’t Matter if Your Neighborhood Is Going to Eventually Gentrify
“We could use some gentrification here.” Let’s never say this—we must refrain from debating the long-term likelihood of gentrification in distressed places.

HUD Approves Vouchers for Housing After Foster Care
A group of former foster youths and advocates recently convinced top federal housing officials about how best to legislate new federal support for housing for youth after they exit foster care.

HUD Finally Puts a Landlord on Notice for Interfering with the Right to Organize
There must be actual, meaningful penalties for landlords that retaliate against tenants who fight for safe, standard home conditions.

Opinion: Naturally Occurring Affordable Housing is Hiding in Plain Sight
As we think about future housing policy, we shouldn’t lose sight of available affordable housing that can be preserved.

Housing Vulnerability Analysis: A Discussion
A pilot study on housing vulnerability has identified over 50 different housing tenures, each with different degrees of legal protection, political and advocacy support, and with very different types of risk.

L.A.’s Green New Deal and Housing: Will a Crucial Opportunity Become a Missed One?
Los Angeles’ Green New Deal is an opportunity to demand the type of investment in housing required to actually address the crisis we face. It would be an awful mistake to back down.
Can You Have Revitalization Without Displacement?
Derek Avery is providing middle- and low-income housing in struggling neighborhoods. And his company doesn’t stop at housing. It’s building education resources and investing in community.
