Homeownership
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Lessons from Redlining: How We Can Prevent Climate-Driven Insurance Discrimination
As homeowners’ insurance companies and lenders increasingly factor climate risk into their business strategies, communities may see a resurgence of racial and economic exclusion that mimics redlining. But our hands aren’t tied—we can do something about it.
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The CLT Solution: In Suburbia and Beyond
After 30 years and the development of thousands of units of affordable housing, the Long Island Housing Partnership Inc. and its affiliates are now concentrating on the Community Land Trust model.
The Not-So Hidden Truths About the Segregation of America’s Housing
Our conversation with The Color of Law author Richard Rothstein on uncovering truths about our not-so distant history of federally mandated racial segregation in housing.
The State of Shared-Equity Homeownership
Though the need is greater than ever for resale-restricted, affordable homes, the growth of this model of homeownership appears to be limited.
Community Control Gives Families Hope for the Future
Because we have our own home we have the liberty to dream, act, and influence our community. We have a unique opportunity as land trust homeowners as we are part of affordable homeownership today, tomorrow, and forever.
Homeowners Reap Profits While Fueling Housing Crisis
The widespread critique of California’s SB 827 got me thinking about why nobody talks about those really profiting from land use decisions that inflate their property values: homeowners.
It’s Time to Build New, Mixed-Income Public Housing
An interview with Ryan Cooper, co-author of the report (with Peter Gowan), Social Housing in the United States, about current approaches to government intervention in the rental market, the politics of home ownership, why public housing needs to be mixed-income, and envisioning a society that provides adequate, affordable housing to all of its citizens.
Remember Slavic Village? It’s Back
A Cleveland neighborhood made famous as an epicenter of the foreclosure crisis works its way back to stability. Here’s how.
The Big Red Herring: The Home Mortgage Disclosure Act (HMDA) Will Help Predators Identify You!
HMDA is the key to preventing predatory behavior, not the cause of it, so how can an economics professor from George Washington University claim that HMDA can facilitate large-scale identity theft?
Duty to Serve: A Boon for Shared Equity Homeownership
Shared equity homeownership programs just had a big win.
Equitable Tax Reform Begins at Home(ownership)
Talk of tax reform has reached a fever pitch, but most Americans don’t realize just how high the stakes are and what impact the final legislation could have on their own financial security for years to come.
Despite Progress, States Have Work to do to Ensure Access to Affordable Rental Housing and Homeownership
If expanding access to homeownership can reverse the trends of growing racial wealth inequality, why are we seeing so many states roll back the supports that make homeownership possible?
Just as I Suspected, Paying Rent Is Racist
Every month millions of Black Americans hand over half of our livelihood to the descendants of those who forcefully brought our ancestors here to work for free. Essentially, America is in the business of charging its captives rent.