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Housing

Is a Subsidy for Single-Family Homes in Distressed Areas Closer to Becoming Reality?

The Neighborhood Homes Investment Act, which is targeted for census tracts with lower home prices, lower resident incomes, and elevated rates of poverty, is gaining bipartisan support.

home with sold sign
Housing

This Moment Calls for Finally Making Homeownership Access Fair

The worsening housing crisis shows that we must develop comprehensive tools and programs to keep families housed and their assets preserved.

homeowners_foreclosure sign
Opinion

Don’t Just Defer Loans—Start Modifying Loans Now

We have learned how to successfully provide broad-based mortgage payment relief to millions of American households in need. There’s nothing to stop us this time around from doing it right.

Indian Country homes
Practitioner Voice

Increasing Access to Affordable Housing in Indian Country

There is a strong desire for homeownership among Native households, but a set of obstacles specific to Native lands are getting in the way.

home with sold sign
Policy

Don’t Diminish the Importance of Homeownership in CRA Reform

A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.

For Sale Real Estate Sign in Front of New House.
Opinion

Time to Delink Homeownership from Asset Building

Using homeownership as an asset-building mechanism and retirement plan might not be a great thing for our society.

Housing

Same Challenges, Bigger Numbers: 30 Years of Reporting on The State of the Nation’s Housing

While each annual State of the Nation’s Housing report has documented housing changes incrementally, looking back 30 years provides a unique frame of reference for just exactly how much worse housing affordability challenges have become.

beige house
Community Development Field

The CLT Solution: In Suburbia and Beyond

After 30 years and the development of thousands of units of affordable housing, the Long Island Housing Partnership Inc. and its affiliates are now concentrating on the Community Land Trust model.

richard rothstein
Interview

The Not-So Hidden Truths About the Segregation of America’s Housing

Our conversation with The Color of Law author Richard Rothstein on uncovering truths about our not-so distant history of federally mandated racial segregation in housing.

A group of residents stand outside of the Oak Hill Meeting House holding a sign that reads "We Own It." They are clapping and cheering.
Community Development Field

The State of Shared-Equity Homeownership

Though the need is greater than ever for resale-restricted, affordable homes, the growth of this model of homeownership appears to be limited.

A husband and wife stand in front of a fence along with their five children.
Housing

Community Control Gives Families Hope for the Future

Because we have our own home we have the liberty to dream, act, and influence our community. We have a unique opportunity as land trust homeowners as we are part of affordable homeownership today, tomorrow, and forever.

San Francisco homes
Housing

Homeowners Reap Profits While Fueling Housing Crisis

The widespread critique of California’s SB 827 got me thinking about why nobody talks about those really profiting from land use decisions that inflate their property values: homeowners.