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shared equity
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Let’s Harness the Growth of the Shared-Equity Field
Between 2011 and 2022, the number of nonprofits with shared-equity programs and CLTs increased by 30 percent. Here's a look at the diversity of their programs and portfolios, and who's benefiting from their rise.
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Shared Equity for the Rich?
One of the common arguments from those who are skeptical of shared-equity homeownership is that it's unfair to ask low-income people to give up their right to 100 percent of […]
A New Kind of Redlining: Punishing Success
During the worst years of the Great American Mortgage Meltdown, shared equity homes represented an island of stability in a turbulent sea of market failure. Whether community land trusts (CLTs); limited […]
Braided Lives: Habitat–Land Trust Partnerships Bring Each Back to Their Roots
Though they started at the same place around the same time, community land trusts and Habitat for Humanity soon went their separate ways. In recent years, however, inventive practitioners have […]
Q: What’s the Point of Shared-Equity Homeownership in Weak Market Areas?
Shared-equity homeownership is best known as a tool to fight displacement in hot-market areas. But in fact, it has many advantages in weak-market areas too.
The Threat (and Promise) of a Good Example
It’s embarrassing to admit, but those who vehemently oppose shared equity homeownership may have a deeper understanding of the sector’s potential than those of us who ardently support it. Our […]
Q: Does Shared-Equity Homeownership Build Assets?
A: Yes! And keeps them safer than traditional homeownership does.
Homeownership Today and Tomorrow: Building Assets While Preserving Affordability
Can low-income families build enough equity in them to transform their circumstances? New research says yes.
Building in Affordability
A range of existing policy tools can help preserve and expand affordable housing near planned transit stations — but to have the most effect, they need to be put in place up front.
Best of Both Worlds
Permanent affordability and asset building might seem at first blush to be contradictory goals for a low-income homeownership program, but new research says in fact they can be achieved together.
Homes That Last
Counter-cyclical stewardship is the only way to ensure that lower-income families are neither nudged out by rising costs nor forced out by foreclosure.
Taxation of Shared-Equity Homes
In 2004, the National Housing Institute launched an ongoing research project on shared-equity homeownership, focusing on three models of resale-restricted, owner-occupied housing: limited-equity cooperatives; community land trusts; and deed-restricted houses […]
Valuation and Taxation of Resale-Restricted, Owner-Occupied Housing
Shared-equity homeownership offers an option for bringing homeownership within reach for lower-income households.