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redlining

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Stock photo: On a wooden table, a red-handled rubber stamper rests on a manila envelope, out of which a piece of white paper is showing, with the word "Denied" stamped on it. The envelope rests partially on a computer keyboard.

Insurance Redlining Is Back—But We Can Fight It

For decades, insurance regulators have resisted requiring the kind of disclosures that are now routine around mortgage lending. But that might change.

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segregation of Atlantic City
Neighborhood Change

In Atlantic City, the Legacy of Segregation and Redlining Endures

The legacy of racist housing policy shapes—and disempowers—Black, largely urban, neighborhoods to this day, and can be seen in places like the Northside neighborhood of Atlantic City, New Jersey.

home with sold sign
Policy

Don’t Diminish the Importance of Homeownership in CRA Reform

A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.

redlining map and racial equity
Community Development Field

Can Using a Racial Equity Lens Increase Capital in Communities of Color?

If CDFIs adopted traditional appraisal standards to determine loan amounts, they’d make very few loans in the communities they were founded to serve.

neon home loan sign
Housing

After Redlining: Part 2

Headrights and redlining were parts of a systemic structure designed to aid some and debilitate others. Their repercussions are still felt.

Land sale poster c. 1910
Housing

Long Before Redlining: Racial Disparities in Homeownership Need Intentional Policies

The wealth gap is probably best illustrated in the way our country has, and has not, provided access to the single most important determinant of wealth for the majority of people in the United States—home and land ownership.

Some of the Seattle's historic and longstanding neighborhoods, like Chinatown/International District with high proportions of color are seeing displacement of residents.
Neighborhood Change

Seattle Takes Ownership of Its Displacement Challenge

Seattle is tackling displacement by aiming to reduce the systemic and structural barriers in connecting marginalized populations to opportunity.

richard rothstein
Interview

The Not-So Hidden Truths About the Segregation of America’s Housing

Our conversation with The Color of Law author Richard Rothstein on uncovering truths about our not-so distant history of federally mandated racial segregation in housing.

Housing

Making Fair Housing a Reality

The National Fair Housing Alliance (NFHA) is having its National Policy Conference in Washington, D.C., from June 8 to 11. This conference will shed light on salient issues on housing […]

Housing

Insurance Redlining: Still Fact, Not Fiction

Homeowner insurance redlining discriminates against Blacks and undermines urban redevelopment.