A painting, mostly in shades of blue, showing a group of people of all ages, genders, and races, building a shelter together in a wooded area. The sky is stormy and dark, and it is raining out, but light shines down on the shelter being built, illuminating the people around and inside of it. A figure covering their head with a blue denim jacket approaches in the foreground. A figure stepping out of the shelter waves to them in greeting.

Under the Lens

Shelter in a Federal Storm: State and Local Housing Solutions for a Time of Federal Hostility

While chaos reigns at the federal level, it’s up to states and local governments to creatively hold the line, fill the gaps, and figure out new ways forward. Drawing on examples from around the country, this series explores some of the many things they could do—and are already doing. Not sure where to start? Check out our series guide.

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A rendering of a large apartment building with a Costco retail store on the ground floor. The building is surrounded by trees, and people can be seen walking on a sidewalk in front of the building. The building overlooks a a busy street with multiple lanes of traffic moving in both directions.
Housing

Free Land, Retail Rents, and Other Ways Cities Are Cutting Reliance on Federal Housing Funds

Though the federal role will always be necessary, local governments, and developers themselves, are looking for ways to develop affordable housing with less federal subsidy. Here are some of the approaches they are trying.

A busy urban center in Richmond, Virginia, showing a large parking lot surrounded by urban buildings and parked cars.
From the Field

Property Taxes Aren’t the Cause of Our Housing Crisis, They’re a Solution to It

Taxing land and buildings at different rates can discourage land speculation and encourage housing development.

A rendering of an apartment complex featuring at least three large, four-floor gray buildings with stone exteriors at the ground levels. The buildings are set next to a parking lot on one side and a lawn with trees on the other side. Sidewalks connect the buildings. Renderings of people and cars are shown in the foreground.
From the Field

How We Rewrote a Tax Incentive to Encourage More Affordable Housing 

Chattanooga, Tennessee, aligned its housing tax incentive with the actual cost of charging more affordable rents. Developers are participating.

A large glass building set back from a parking lot. In front of the building is a concrete sign coming out of the ground that reads "Bank of North Dakota."
State & Local Policy

How Public Banks Can Meet Public Needs

As federal funding streams face cuts, the idea of public banks is gaining ground as a tool for states and localities to finance community development.

A front view of three connected residential homes in Virginia. The homes are white and light-gray, and some have decorative brick detailing. A set of stairs leads to the front door of each house, and each has a small front lawn. A sidewalk can be seen in the foreground.
From the Field

Are Dedicated ‘Sin Taxes’ a Useful Path for Affordable Housing Funding?

In the hunt for ways to fund affordable housing, taxes on controversial activities from gambling to short-term rentals are often appealing. Here’s how that’s been working in four communities.

A woman wearing a black-and-white plaid shirt and gray pants sits at a small bistro table on a front patio with a man wearing a light-gray t-shirt and dark-gray cargo shorts. The patio is attached to the front of a green-colored house marked 145. On the patio are many potted plants, decorative wind chimes, and gardening tools. The front door of the house is slightly ajar, and a cat can be seen walking into the home.
State & Local Policy

Making Money for Housing Go Further

Housing funding programs are notoriously fragmented. One way to make limited housing dollars go further is to improve the systems that distribute them.

The interior of Dupont Circle train station in Washington, D.C., showing a train track, train platform, and Brutalist-style architecture, including large staircases and walking paths. A white man wearing dark clothing and a large backpack crosses the train platform in the right-hand corner.
Opinion

How States Can Build Housing Together: A Proposal to Create Joint Authorities

Housing markets don’t stay within state boundaries. Why should housing finance agencies?

A graphic design in shades of blue and white showing an arrow—increasing from left to right—over four houses.
Opinion

States Can Put the Brakes on Landlord Collusion and Junk Fees

States can pursue legal remedies under anti-trust laws when landlords collude to raise rents or use deceptive practices to institute extra fees, even if the federal government backs away from these cases.

A black woman with braided hair and a red sweatshirt sits at a help center desk. Another woman stands next to her, wearing a red-and-white shirt that reads "Red Hook Community Justice Center." A woman with her back to the camera sits on a chair beside the desk; she is wearing a black puffer jacket and a knitted headband. Large signs saying "Housing Resource Center," "State of New York Unified Court System," and more are displayed behind the help center desk. Many different pamphlets on housing and workers' rights are displayed on the desk.
Eviction

Avoiding Evictions: How State and Local Policy Can Keep Tenants in Their Homes

At a time when support for housing homeless people is under attack, preventing unnecessary evictions—which are costly as well as cruel—is more important than ever for local governments. Here are some of the approaches being tried.

A large brick apartment building set against a cloudy sky.
Fair Housing

When the Feds Step Back on Fair Housing, Can States Step Up?

It’s not new for states and localities to have their own fair housing and community reinvestment measures—but as the federal government backs away from enforcement, their versions may become more important.

Busy scene of striking tenants, of mixed ages and skin tones, most holding signs. Signs say "Stop landlord greed/Unionize" and "Every tenant deserves a union" and "Not one cent for the slumlords." Others are round "universal no" signs showing rodents, broken staircases, flooded bathrooms.
Tenant Organizing

Rent Strikes, Targeting Tax Breaks, and Data: Tenant Organizing Beyond Legislative Campaigns

In a time of both federal and state legislature intransigence, tenant organizing strategies that emphasize building-level organizing and other creative approaches are gaining ground.

Three attached two-story brick homes with white awning
Affordability

State and Cities Advance Affordability by Lowering Utility Costs

Climate funding from the federal government has become unreliable. But state and local programs in the Northeast offer alternative ways to make homes more efficient for low-income residents and reduce their utility bills.

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