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Data Drives the Movement for Economic Justice

A government report concludes that residents of low- and moderate-income Census tracts have as much access to bank branches as residents in middle- and upper-income tracts in rural areas and large metropolitan areas. Yet access to bank services for low- and moderate-income consumers is still being lost. Why is that?

How to Get Racial Equity into Biden’s Infrastructure Plan

Congress has an opportunity it must not squander to acknowledge the racial inequity built into our failing infrastructure and put into operation the promise of equity in Biden’s infrastructure plans.

Say NO to Wal-Bank

Wal-Mart, the largest retailer in the world, has become the retail corporate poster child for unscrupulous behavior. And now they would like to be...

The Barney Frank Challenge

Barney Frank, the Massachusetts Democrat and chairman of the house Financial Services Committee, sits down with Shelterforce to discuss consumer protection, the future of Fannie and Freddie, the role of FHA, and rental housing and offers a challenge to advocates looking to effect change on the federal level.

Predatory Lending: Subprime Lenders trick homeowners into expensive loans.

Laid off after 29 years of working for a local telephone company in North Carolina, "Roberta Green" was struggling. Although she had a part-time...

CDCs Are Having a Moment. Can the Momentum Last?

Over the past couple of years, community development corporations have been popping up in sometimes-unexpected places across the country. Will this increased interest in CDCs last, or is it a trend that will end when the money runs out?

The Supreme Denial of Integration

Despite the high court's recent blow to achieving classroom diversity, fair-housing practices can go a long way toward moving the country beyond racism.

Washington News & Views

Community Reinvestment Act Under Attack Again The financial services modernization bill that almost passed last year is back, and would permit broad affiliations between banks,...

Revitalization With Palm Trees

The trendiest neighborhood in West Palm Beach is Northwood, a collection of historic districts, fading industrial areas, and blocks of small bungalows and grand...

Engaging Banks–And Fighting Them at the Same Time

John Taylor, the President of the National Community Reinvestment Coalition (NCRC), proudly told me that NCRC’s Annual Conference is...

How Did the Community Development Industry Become So Housing Centric?

The nonprofit community development industry has grown and matured over the last thirty years. During the 1970s this nascent movement was boosted by the...

When Your Bank Leaves Town

The pictures tell the story. In each, a bank has closed a branch in a vulnerable neighborhood. But in one, the bank completely abandoned...

Learning the Ropes

At first, John Taylor, education coordinator for Chicago Commons Employment Training Center, had doubts about the idea of partnering with a local bank for...

How the Community Reinvestment Act Can Help Flint

The audacious and callous decisions leading to the tragedy in Flint, Michigan are cruel and beyond comprehension. What is needed is an all-out effort...

Washington News and Views

From the National Community Reinvestment Coalition Second CRA Rule Released for Comment Fair lending groups across the country are reacting to a proposed Community Reinvestment Act...

Putting the Impact in Impact Investing

Impact investing is a popular idea that promises to channel the power of market capitalism into serving the common...

An Old American Struggle, Always New

Color and Character is an introduction to the seminal and unresolved struggle over integration and racial equality in America.

Financial Implosion: 2nd Chance for Progressive Banking Reform?

When present and former public officials ranging from Treasury Secretary Henry Paulson to Lawrence H. Summers, the former Treasury secretary under President Clinton, started...

Behind the Scenes of NCRC’s Gentrification Report

A conversation with an NCRC senior research analyst about the organization's report on gentrification, what its findings show and don’t show, and what the policy implications might be.

Meltdown: The Financial Crisis, Consumer Protection, and the Road Forward

In 2010, the scattered enforcement of consumer protection and fair lending laws across several agencies would end. The CFPB would have broad oversight over banks and non-banks, and though not perfect, this model has produced some impressive results.