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Proposed Federal Rule Would Undercut Fannie and Freddie’s Duty to Serve Underserved Markets
The Federal Housing Finance Agency is proposing to significantly change how it enforces Fannie Mae and Freddie Mac’s duty to serve underserved mortgage markets. Comments from the public are due July 24.
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Do One Thing and Do It Well
Changes in policy, economics, and needs force the community development field to move forward to meet today’s challenges.

Transportation and Fair Housing Part 1: We Need a Better Measure of Opportunity
Factoring in costs that tend to be lower in urban high-poverty neighborhoods, but not costs that tend to be higher there makes the H+T Index unsuitable as a tool for locating low-income housing.

Some Thoughts On This Martin Luther King Jr. Day
On this Martin Luther King Jr. Day, as one of the lucky ones who actually had the day off to reflect on this great man’s legacy, I started thinking about […]

In Pursuit of a Responsible Homeownership Policy
Despite current economic woes, families continue to aspire to own their own homes. For many, homeownership represents a path to stability, community, and long-term wealth building. But achieving these social and economic goals requires a new policy regime and regulatory framework that mitigates the inherent risks of the process. If done right — by matching buyers with appropriate mortgage products in a transparent and fair manner — we can make homeownership work for a broad range of American families, even those with low incomes and few resources.

Green Shoots of Innovation
When the $787 billion American Recovery and Reinvestment Act (ARRA) passed earlier this year, I wrote that it had the potential to be the greatest poverty-fighting tool we’ve seen in […]
Don’t Like 40B? Plan for Affordable Housing
Opponents of Massachusetts’s “40B” affordable housing law are gearing up for another petition drive to repeal it.
New Ideas For Strengthening Federal Rental Assistance
With housing stability increasingly important for families under economic duress, additional rental funds could help to fund local housing authorities in order to assist families in need. New thinking could result in a plan aimed to help families get back into the mainstream, as well place them on a on a path toward increased personal wealth.

Two Americas On Display: DC & Las Vegas
I was struck by two hugely contrasting stories in Sunday’s Real Estate section of The Washington Post. If you want evidence that John Edwards’s “two Americas” campaign theme had substance […]

Two Americas On Display: DC & Las Vegas
I was struck by two hugely contrasting stories in Sunday’s Real Estate section of The Washington Post. If you want evidence that John Edwards’s “two Americas” campaign theme had substance […]

To The New First Family: Welcome To My Hometown
What an exciting time to be a D.C. resident. In this historic and wonderful week, the Obamas are moving not only to a new job but also to a new […]

Make Your Streets Livable!
An exciting new resource is available to community developers who want to make the streets in their neighborhoods more inviting to people on foot, on bikes or traveling by some […]
Countrywide Is Not On Your Side
Angelo Mozilo, the Countrywide financial chairman who is arguably the poster child for the current subprime meltdown, just learned the difference between email reply and forward. A beleaguered Countrywide customer, […]
