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Policy
The rules of the game—and the attitudes of the players—have an enormous effect on community development work at all levels. Here we look at some of the conversations about how to shift that policy for the better.
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Are NYC’s Rent-Stabilized Buildings Really in Crisis?
As Mamdani moves New York closer to a rent freeze, landlords say their buildings wouldn’t survive it. Recent analyses suggest the real culprit behind distressed buildings is predatory equity, not rent stabilization.
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A Jobs-Housing Fit
The Bay Area can benefit from a clearer framework for understanding what the housing needs of our region actually are and evaluating how housing production is meeting those needs. A Jobs-Housing Fit is that framework.
Trump’s Upside-Down Plan: Tax Cuts Come at the Expense of Working Families
This past Wednesday, President Donald Trump released a one-page outline of a tax plan that he says provides tax relief for the middle class, but in reality, the plan is basically a massive tax cut for the rich. Like the American Health Care Act, which actually was also a massive tax cut for the wealthy disguised as health care reform, this plan is also a massive tax cut for people who need it the least. This time, it is merely disguised as “tax relief” and “simplification.”
Housing Need Is Even More Skewed by Income Than We Thought
Measuring only for cost burden overstates the housing needs of higher-income people and understates the extreme need at the lower end.
Preliminary HUD Budget Shows Carson Lied in His Confirmation Hearing Too
The Washington Post reported today that a preliminary HUD budget cuts $6 billion—eliminating Community Development Block Grants (CDBG) and the HOME program, and cutting the already inadequate public housing operating […]
Carson Confirmed. So About Those Other HUD Jobs…
Ben Carson has been confirmed as secretary of the U.S. Department of Housing and Urban Development (HUD) to the weak congratulations of housing organizations that didn’t want to waste their political […]
How Data Disclosure Will Help Prevent the Next Financial Crisis
It seems like an overstatement, but data disclosure can help prevent the next financial crisis. In the run-up to the Great Recession, subprime and other abusive lenders made loans […]
Three Dangers and an Opportunity
If it seems like we’re approaching a domestic policy pivot point, it might be because we are. Since Nov. 9, we’ve been thinking about the near- and long-term implications of […]
CFPB: Government for the People
Those of us who work in regulated industries, such as banking institutions and credit unions, often succumb to the temptation to see government regulators as adversaries and to view any […]
Carson Tries to Please Everyone in Confirmation Hearing, Mostly Succeeds
Triage is in effect among those opposed to the incoming administration and the president-elect's cabinet picks. This morning’s Senate hearing for Ben Carson was not a exercise in determining whether […]
Time for a Job Guarantee
In various economic pundit conversations on Twitter, the new target of scorn is Universal Basic Income (UBI). Supporters of UBI (at least those who identify as being more left-leaning) posit […]
GOP Tax Plan Takes Mortgage Interest Deduction Unfairness Off the Charts
Let’s raise the standard deduction and lower tax rates to give everyone a tax cut! It should not surprise you that since this is a description of the House GOP […]
The Real Social Engineering Ben Carson Needs to Address
HUD is the nation’s primary enforcer of the Fair Housing Act. This is one obligation Ben Carson will assume if he is confirmed as HUD secretary. But in his defense […]