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A crowd of protesters gather in front of the U.S. supreme court. One woman is speaking. They are holding signs that say "housing solves homelessness" and "housing not handcuffs."

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Organizing

Three Dangers and an Opportunity

If it seems like we’re approaching a domestic policy pivot point, it might be because we are. Since Nov. 9, we’ve been thinking about the near- and long-term implications of […]

Policy

CFPB: Government for the People

Those of us who work in regulated industries, such as banking institutions and credit unions, often succumb to the temptation to see government regulators as adversaries and to view any […]

Policy

Carson Tries to Please Everyone in Confirmation Hearing, Mostly Succeeds

Triage is in effect among those opposed to the incoming administration and the president-elect's cabinet picks. This morning’s Senate hearing for Ben Carson was not a exercise in determining whether […]

Policy

Time for a Job Guarantee

In various economic pundit conversations on Twitter, the new target of scorn is Universal Basic Income (UBI). Supporters of UBI (at least those who identify as being more left-leaning) posit […]

Policy

GOP Tax Plan Takes Mortgage Interest Deduction Unfairness Off the Charts

Let’s raise the standard deduction and lower tax rates to give everyone a tax cut! It should not surprise you that since this is a description of the House GOP […]

Policy

The Real Social Engineering Ben Carson Needs to Address

HUD is the nation’s primary enforcer of the Fair Housing Act. This is one obligation Ben Carson will assume if he is confirmed as HUD secretary. But in his defense […]

Policy

How CRA Can Promote Integration in Gentrifying Neighborhoods

Gentrification—the process of neighborhood demographic and economic change in which middle- and upper-income people move into lower-income neighborhoods, increasing home values and rent prices—has intensified in large cities and metropolitan […]

Financial System

All the Fury Over CFPB Ignores Its Modest Mission

Ever since its creation, the Consumer Financial Protection Bureau (CFPB) has been the focus of heated controversy, with banks and politicians alike calling for cutbacks in its authority, if not […]

Policy

The Foreclosure King Ascends to Treasury

There is considerable unease in the housing and community development world about the future of federal policy, including support for vouchers, fair housing, and other critical policies and programs. While […]

Policy

No, Housing Policy Really Could Get Done Next Year

Housing didn’t feature prominently in the 2016 presidential campaigns, and while we might wish it had gotten more attention, we may ultimately be glad it wasn’t the focus of hyperbolic […]

Policy

Malign Neglect? Urban Policy in the Trump Era

To paraphrase physicist Niels Bohr, (or maybe it was Yogi Berra), “predicting is difficult, especially when it’s about the future.” One would think even more so, looking at this subject, […]

Policy

On Clinton, Obama, Trump, and the Failures of Liberal Urban Policy

In the closing days of the seemingly endless 2016 U.S. presidential campaign, it became increasingly clear to political observers that Hillary Clinton was explicitly adopting a platform of continuity with […]