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Housing
Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?
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Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be
Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.
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Denver Land Trust Fights Displacement Whether It Owns the Land or Not
Tierra Colectiva, a community land trust in the Denver neighborhoods of Globeville and Elyria-Swansea, combines community organizing, traditional CLT development, and more unusual roles in a large affordable housing development.
Lessons from Redlining: How We Can Prevent Climate-Driven Insurance Discrimination
As homeowners’ insurance companies and lenders increasingly factor climate risk into their business strategies, communities may see a resurgence of racial and economic exclusion that mimics redlining. But our hands aren’t tied—we can do something about it.
This Multi-Issue Interfaith Organizing Group Has Supported Six Housing Co-ops for Decades
The Naugatuck Valley Project grew out of factory closures and layoffs in the 1980s. But this interfaith and labor coalition also helped to not only found but sustain a group of affordable housing cooperatives in suburban Connecticut.
Tenants’ Rights and Taking Out the Trash
A conversation about what it means—or could mean—to have resident control over property management.
After Grants Pass Ruling, Oakland Cracks Down Harder on Unhoused Communities
The Supreme Court ruling gave cities new leeway to criminalize homelessness. In Oakland, advocates say it’s fueled more forceful encampment sweeps and a rollback of earlier efforts at cooperation.
Cuomo’s Rent Stabilization Proposal Critically Misrepresents the Policy’s Intention
If we tie rent regulation to income, we lose the policy’s benefits for neighborhoods and their residents.
A No-Subsidy Model for Getting Homes into Community Ownership
The Homes for the Future fund aims create long-haul affordability without public funding by buying homes now and selling them to community land trusts after a period of renting them out.

Turning Equity into Affordability: D.C. Homeowners Are Giving Back to a Next Wave of Buyers
As prices in the nation’s capital have soared, some sellers want their homes to stay in reach of families like their own. The Douglass Community Land Trust is helping them make it happen.
Can a Buy-and-Hold Strategy Enable Resident Ownership at More Mobile Home Parks?
Many resident ownership plans are thwarted by tight timelines and high-ticket upgrade needs. One mission-driven startup is testing a phased approach to transferring mobile home park ownership to residents without pricing them out.

Welcome the Stranger: D.C. Faith Communities Resist Demonization of the Homeless
An interfaith block party and dinner supported by dozens of D.C.-area congregations featured calls for solidarity, unity, and perseverance.

A Community Land Trust for People Leaving Incarceration Honors a ‘Forgotten Figure’ of Black Liberation
CLT named after Ruchell “Cinqué” Magee, considered by many to have been the longest-held political prisoner in the United States, aims to create not just affordability, but belonging.
