Housing

Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?

Standing Up for the Future

On Nov. 3, 2010, the day after the midterm elections, 30 leaders from PICO*, including homeowners struggling to avoid foreclosure, housing counselors and clergy, along with leaders from National People’s Action, Northwest Federation of...

The COAH Bluff, the Midas Touch, and New Jersey’s Fight for Affordable Housing

Everything was going along great for the New Jersey Legislature in its now jittery, ambling pursuit of affordable housing across the state. June was looking promising as the state legislature was approached passage of...

Not Your Clinton’s Foreclosure Holiday

First the gas tax holiday, then the Columbus Day holiday, now again with the foreclosure holiday. Everyone should be wary of “holidays” in taxation or government function largely because it (if not directly) gives...

Gonzo Realty

I hate when I’m late to arrive on a story, but here’s an excellent profile from The Los Angeles Times on Jim Klinge, the Realtor-cum-blogger who, expressing pre-burst housing bubble incredulity, started taking his...

Washington Post Misses the Point on Inclusionary Zoning

Earlier this week, The Washington Post featured an article by Jeffrey O’Connell headlined, “DC affordable housing policy has put up a goose egg.” The article casts a pall over the city’s new inclusionary...

Garrett Bill Encouraging Private Investment in MBS Deserves Attention

Today, Representative Scott Garrett, R-N.J., chair of the Financial Services Subcommittee on Capital Markets and Government-Sponsored Enterprises, introduced the Private Mortgage Market Investment Act, which aims to encourage private capital into the residential mortgage...

Connecticut’s Affordable Housing Commitment

Earlier this month, Connecticut Gov. Dan Malloy announced a proposal that would increase the state's commitment to affordable housing by appropriating more than $330 million to renovate and create affordable,...

“True Homeownership” in Rural America

On Independence Day, people across the nation engaged in truly American activities—watching fireworks, marching in main street parades, and grilling food in back-yard cookouts. Owning a home may be...

Homeownership Is Not Necessarily a Great Investment

The pushers of homeownership often try to convince people that they cannot lose by owning a home. They often use lines like “you can always live in your home.” This...

A Light in the Voting Rights Darkness

When we wrote last year about the fights to preserve voting rights and voter turnout against mounting attacks leading up to the presidential election, I think even in our darkest...

Too Big To Jail Redux: It’s Worse Than You Suspected

Anyone who worked with homeowners seeking mortgage modifications over the past years has made or heard some joke about the supposedly “lost” documents that their clients had to resubmit over...

Threat to Low-Income Renters Will Get Worse, Unless Congress Acts

Budget Cuts Threaten Rental Assistance to Families Across the CountryCongress has set a deadline of Dec. 13 to negotiate a final budget deal for fiscal year 2014. For low-income...

The American Dream Under Duress?

“For most Americans, the housing crisis is hardly a thing of the past.” This is how Hart Research Associates opened its presentation on the second annual “How Housing Matters” study for the...

Chattanooga Is Densifying Its Downtown–Will It Diversify Too?

Chattanooga, Tenn., has done some impressive things over the past few decades, being forward looking first in terms of investing in going green, and then in offering the fastest Internet...

The “Both/And” of the Housing Debate

Paul Krugman, the darling of progressive policymakers in the U.S., weighed in on the urban housing question recently, coming down firmly on the side of other economists in placing...

Labor Goes to Bat for Housing: a Community-Labor coalition in San Jose

Organized labor and affordable housing advocates in San Jose and Silicon Valley have formed a coalition to support more low-income housing, inclusionary zoning, and tenants rights.
A woman who attended the 2016 National Housing Conference's event in New York City speak at the microphone.

How to Build a Case for Community Development and Affordable Housing

In the new administration, housing programs will feel the pressure of budgetary cuts and tax reform. Advocates should be careful not to put down other programs in the process of defending their own, or everyone will lose.

A Non-Profit Housing Acquisition Program Could Protect The Displaced

In a recent post on my website, I wrote about the need for a new affordable housing policy—one that targets the 99 percent of housing already built and operating,...

Lawn Sign Liberalism

If you live anywhere with a substantial resistance to the current administration's attacks on immigrants, you may have seen these lawn/window signs–they say, in Spanish, English, and Arabic, “No matter where you are from,...

Now You See the Money, Now You Don’t

Since November of last year, the United States Justice Department has announced multi-billion dollar settlements with the nation’s three largest banks – Citi, JPMorgan Chase and Bank of America (BoA) – over what Justice calls the “packaging, marketing, sale and issuance of residential mortgage-backed securities.” Collectively, these three banks have agreed to pay a total […]

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