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Housing
Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?
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Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be
Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.
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How Organizers in Rio’s Favelas Are Harnessing Solar Energy
Neighborhoods on the outskirts of Rio de Janeiro face a multitude of challenges, including social and racial inequity, and a lack of public services. This organization is hoping to prove that solar energy can benefit neighborhoods, lower electric bills, and provide jobs.

Western States Look to These Lands for New Affordable Housing
In several western states, state-owned trust lands were created to support schools and other community benefits.

Cellphones Are a Lifeline for Unhoused People—But Barriers Abound
A lack of internet access and charging stations makes it challenging for unhoused folks to maintain a working cellphone, posing a threat to their safety and ability to follow up with service providers or connect with employers.

A COVID Upside: It Pushed Organizations to Do Better
During the pandemic, community development organizations had to work double-time to adapt to residents’ needs. For some, that work yielded important lessons about better helping their communities, permanently.

Tenant Protections Undone: How Florida Organizers Are Moving Forward
Gov. Ron DeSantis signed a bill that overrode dozens of local tenant protection laws won there in recent years. How are housing organizers in Florida fighting back? And what can other organizers do if they live in a state that is hostile to tenant protections?

Supreme Court Decision: Good for Homeowners, Bad for Land Banks?
A SCOTUS ruling that protects a homeowner’s equity may end up benefiting speculators and hurting land banks.

Squatters Ask Chicago: Why So Many Vacancies?
Officials in Chicago are struggling to address the city’s homelessness and housing crises. So why does the Chicago Public Housing Authority have one of the highest rates of vacancy in the country?
Let’s Act Now to Stop Racism in Real Estate Appraisals
In 2022, a government task force released an action plan about combating bias in the appraisal industry. How can CDFIs fight back against the damage caused by under-appraisals?

A Critical Look at the Section 8 Program, a Webinar
In September, Shelterforce’s Shelby R. King was invited to participate in a virtual “Housing Hangout.” Panelists discussed the history of the Section 8 program, its strong points and failings, and ideas for large-scale reforms.

West Virginia Tackles Vacancy With Tax Reform
In 2018, Shelterforce wrote about the Center for Community Progress’s recommendations for tax reform in West Virginia to address vacancy. Guided by CCP’s suggestions, the state auditor’s office has recently passed two laws to change its tax sales process and keep properties in use.

Low-Barrier Motel Shelter Is a Success—But Not an Easy One
Many guests at Motels4Now are on their second or third stays—but staff say that doesn’t equal failure, and the numbers bear them out.

San Francisco Is Fighting to Keep Its Homeless Sweeps Going—With or Without Shelter
Courts are curbing cities’ ability to threaten, cite, or arrest people merely for being homeless. Now states and cities are searching for loopholes to avoid the injunctions.
