The Danger of Middle-Income People Feeling the Affordability Crisis
The housing affordability crunch is being felt by ever more people. As this year's State of the Nation's Housing report found: While the share of renters facing cost burdens has […]
Cleveland–East Cleveland Merger Plan Overlooks Main Issue
East Cleveland, a struggling suburb of Cleveland, has ended up in so much fiscal distress that it is considering allowing Cleveland to annex it as a desperation move. A fascinating […]
Earned Income Should Not Replace Public Funding for Community Development
The second article in our New Frontiers series, “Getting Beyond the Developer Fee“ has spurred some discussion. “This article accurately portrays the state of the community development field . . […]
In Which a Skeptic Is Won Over to Child Savings Accounts
While I am a firm believer in equal access to higher education for all, it’s over-emphasized in our individualistic culture as a solution to society’s woes.
Could an Anti-Homelessness Program Also Stabilize Affordable Housing Supply?
Periodically in the affordable housing world, a few of us acknowledge the fact that the vast majority of low-income people live in unsubsidized rental units located within one- to four-unit […]
In Pursuit of Financial Well-Being: A Conversation on Fairness, Accessibility, and Empowerment
In a world of growing financial complexity, predatory products, stagnating wages, and escalating inequality, financial insecurity is a dramatic problem. We gathered a group of leaders who are combating financial insecurity for a conversation on how it all relates.
Being “Well,” Financially
What does it take to achieve financial security for the millions of American households without it? Clearly full employment, higher wages, and a more robust safety net would be some major components. But as important as those are, they aren’t the full picture. Assets are an important counterweight to income.
College Bound: A Look at Children’s Savings Accounts
Children’s savings accounts for higher education, even those that have accumulated only small amounts of money, can change expectations for low-income students and they might also provide a vehicle for larger wealth transfers.
Interview with Sheila Crowley, past president of the National Low Income Housing Coalition
Crowley has led the organization through dramatic times, keeping a focus on those with the most pressing housing need when many wanted to just talk homeownership.
Getting Beyond the Developer Fee
In tough financial times, community developers are hanging on to their developer fees despite competition, but many are also diversifying their programs and revenue streams.
A New Way to Do Affirmative Action?
I was prepared to dislike Sheryll Cashin’s Place, Not Race, just based on the title. However, the author largely won me over.
Housing for Which Artists?
One of the many roles for arts and culture in the community development world is catalyzing interest, vitality, and economic activity in previously overlooked areas. Arts activity can create bridges, […]