Tag: freddie mac

How Financing Barriers Keep ADUs Expensive

Most homeowners have neither the capital nor the credit to self-finance an ADU or get a loan to build one. If financing doesn’t change, ADUs will stay niche and expensive.

Doing Their Duty: Should Fannie, Freddie Invest More in Underserved Markets?

Fannie Mae and Freddie Mac are under a congressional mandate to improve investment in three specific kinds of housing markets—but Congress didn’t say by how much, and advocates say they could be doing far more.

What Does the Future Hold For Fannie & Freddie?

The functions of Fannie Mae and Freddie Mac -- liquidity, stability, and access -- remain important for the housing economy. Indeed, the two companies today are providing more than 70 percent of all the financing for housing even while under conservatorship. But their collapse into the federal government's arms is causing a wholesale reevaluation of how best to provide those functions in the future.

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