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fha

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A small, one-story, gray-shingled cottage with a red door and white trim, with overhanging trees on the left and right.

FHA Changes Could Make ADU Construction More Affordable

The Federal Housing Administration may soon allow homeowners to count projected rent toward their qualifying income to build an accessory dwelling unit. While ADU advocates call the change “monumental,” the proposed policy isn’t perfect.

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Land sale poster c. 1910
Housing

Long Before Redlining: Racial Disparities in Homeownership Need Intentional Policies

The wealth gap is probably best illustrated in the way our country has, and has not, provided access to the single most important determinant of wealth for the majority of people in the United States—home and land ownership.

Policy

The Barney Frank Challenge

Barney Frank, the Massachusetts Democrat and chairman of the house Financial Services Committee, sits down with Shelterforce to discuss consumer protection, the future of Fannie and Freddie, the role of FHA, and rental housing and offers a challenge to advocates looking to effect change on the federal level.