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A white man with light brown hair and beard in suit and tie stands at a lectern in front of a bright backdrop in shades of pink and lavender. The words "Just Economy" are printed in light blue as part of the abstract design. The visible part of the sign on the lectern front says "NCRC/National/Community."

KeyBank and NCRC Are Back Together. What’s Different This Time?

The nonprofit is giving the big bank a shot at proving it’s not the “worst” for Black borrowers. But after getting burned by the lender during the last community benefits agreement, what guardrails can NCRC put in place to ensure KeyBank keeps its promises?

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Aerial view of brick three-story buildings in Philadelphia, in golden light, with a church tower in the distance. At top right, part of a big rainbow is visible
Opinion

Appraisal Bias Is the Fair Housing Issue of the Day

Newly released data on home appraisal practices is a step forward in the fight against racially biased appraisals. There’s still a long way to go.

Halfway on a long road
Policy

Only Halfway to Economic Democracy

Few books make me so angry that I must resist throwing them across the floor. One such book, published in 2002 (and since updated) was Greg Palast’s The Best Democracy […]

redlining map and racial equity
Opinion

Redlining Would Be Relegalized by CRA Reform Proposal

In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.

Financial System

Who Is Still Unbanked, And What Can We Do About it?

Seven percent of U.S. households, a group roughly the size of the population of Australia, were “unbanked” in 2015, meaning they have neither a checking nor savings account. This is the lowest unbanked rate recorded since the survey first launched in 2009