Tag

banks

The Latest

A screenshot of a Shelterforce webinar showing five women. Three participants are shown on the top: Megan Miles, Miriam Axel-Lute, and Sara Myklebust from left to right. On the bottom, from left to right, are Lauren Strickland and Trinity Tran.

Laboratories of Democracy: Emerging State and Local Policy Visions, a Shelterforce Webinar

There is a lot that can be done to advance housing and community investment at the local and state level. This is the perfect moment to do it.

Search & Filter Within this Topic

filter by Content Type

filter by Date Range

search by Keyword

Laboratories of Democracy: Emerging State and Local Policy Visions

There is power at the local level. Join us as we build off our latest Under the Lens series to hear about a range of exciting policies and campaigns at […]

A large glass building set back from a parking lot. In front of the building is a concrete sign coming out of the ground that reads "Bank of North Dakota."
State & Local Policy

How Public Banks Can Meet Public Needs

As federal funding streams face cuts, the idea of public banks is gaining ground as a tool for states and localities to finance community development.

Interior of a room on the first floor of a house under construction, showing unpainted gypsum walls, unfinished electrical outlets, and raw wood floors. Through the windows can be seen bare trees and a bit of driveway. Off to the left of the room is another room, with a pile of lumber visible through the door.
Opinion

The Government-Sponsored Enterprise that Turned Away from Its Housing Mission

In recent decades, the Federal Home Loan Bank system has strayed from its original purpose—lending to support housing. We want to change that.

A white man with light brown hair and beard in suit and tie stands at a lectern in front of a bright backdrop in shades of pink and lavender. The words "Just Economy" are printed in light blue as part of the abstract design. The visible part of the sign on the lectern front says "NCRC/National/Community."
Equity

KeyBank and NCRC Are Back Together. What’s Different This Time?

The nonprofit is giving the big bank a shot at proving it’s not the “worst” for Black borrowers. But after getting burned by the lender during the last community benefits agreement, what guardrails can NCRC put in place to ensure KeyBank keeps its promises?

Aerial view of brick three-story buildings in Philadelphia, in golden light, with a church tower in the distance. At top right, part of a big rainbow is visible
Opinion

Appraisal Bias Is the Fair Housing Issue of the Day

Newly released data on home appraisal practices is a step forward in the fight against racially biased appraisals. There’s still a long way to go.

Halfway on a long road
Policy

Only Halfway to Economic Democracy

Few books make me so angry that I must resist throwing them across the floor. One such book, published in 2002 (and since updated) was Greg Palast’s The Best Democracy […]

redlining map and racial equity
Opinion

Redlining Would Be Relegalized by CRA Reform Proposal

In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.

Financial System

Who Is Still Unbanked, And What Can We Do About it?

Seven percent of U.S. households, a group roughly the size of the population of Australia, were “unbanked” in 2015, meaning they have neither a checking nor savings account. This is the lowest unbanked rate recorded since the survey first launched in 2009