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How to Prevent the Next Mortgage Crisis
Yes, we need to finally achieve certainty in our housing finance system. But not the way most people are suggesting.
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Yes, we need to finally achieve certainty in our housing finance system. But not the way most people are suggesting.
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A Massachusetts loan program gives lenders skin in the game while providing tools for responsible homeownership for lower-income borrowers.
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We have learned how to successfully provide broad-based mortgage payment relief to millions of American households in need. There’s nothing to stop us this time around from doing it right.
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It’s not too late to treat toxic loans as the defective product they are.
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Discussion about homeownership almost always seems to begin with some reference to owning one’s own home being a part of “The American Dream.” Homeownership has come to stand for wealth, […]
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This has been a long, hot summer for executives at Freddie Mac. What at first appeared to be a disagreement over arcane accounting rules turned into much more when Freddie […]
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In case you missed the first post in this series, you can link to it here. You should read it. My mom says so. My goal is to answer my […]
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I don’t think for a second that The New York Times is in bed with the real estate industry. It has done some excellent reporting on the causes of the […]
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Who is responsible for evaluating whether groups adhere to promises made in a community benefits agreement (CBA)? Is there any recourse for those who don’t get what they were promised? And what lessons can we take away from the KeyBank CBA?
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The recent foray into the subprime mortgage market by Fannie Mae and Freddie Mac has renewed the debate over their role in the affordable housing arena. The subprime market targets […]
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Homeowners under threat of foreclosure suffer a level of trauma that’s largely invisible to most Americans, while professionals working to keep people in their homes are often overwhelmed by the complexity of the crisis.
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Although homeowners have so far accessed financial relief from the pandemic much more easily than renters, housing counselors are bracing for a foreclosure crisis as forbearance terms start to end.