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Yes, we need to finally achieve certainty in our housing finance system. But not the way most people are suggesting.

A Massachusetts loan program gives lenders skin in the game while providing tools for responsible homeownership for lower-income borrowers.

We have learned how to successfully provide broad-based mortgage payment relief to millions of American households in need. There’s nothing to stop us this time around from doing it right.

It’s not too late to treat toxic loans as the defective product they are.

Discussion about homeownership almost always seems to begin with some reference to owning one’s own home being a part of “The American Dream.” Homeownership has come to stand for wealth, […]

This has been a long, hot summer for executives at Freddie Mac. What at first appeared to be a disagreement over arcane accounting rules turned into much more when Freddie […]

In case you missed the first post in this series, you can link to it here. You should read it. My mom says so. My goal is to answer my […]

I don’t think for a second that The New York Times is in bed with the real estate industry. It has done some excellent reporting on the causes of the […]

Who is responsible for evaluating whether groups adhere to promises made in a community benefits agreement (CBA)? Is there any recourse for those who don’t get what they were promised? And what lessons can we take away from the KeyBank CBA?

The recent foray into the subprime mortgage market by Fannie Mae and Freddie Mac has renewed the debate over their role in the affordable housing arena. The subprime market targets […]

Homeowners under threat of foreclosure suffer a level of trauma that’s largely invisible to most Americans, while professionals working to keep people in their homes are often overwhelmed by the complexity of the crisis.

Although homeowners have so far accessed financial relief from the pandemic much more easily than renters, housing counselors are bracing for a foreclosure crisis as forbearance terms start to end.