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A large brick building with a spire and front balcony sits behind a large brick sign with FannieMae written on it. Pink and white flowers, along with green shrubbery, are planted in front of the sign.

Proposed Federal Rule Would Undercut Fannie and Freddie’s Duty to Serve Underserved Markets

The Federal Housing Finance Agency is proposing to significantly change how it enforces Fannie Mae and Freddie Mac’s duty to serve underserved mortgage markets. Comments from the public are due July 24.

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Black Panther newsletter from 1969
Opinion

What Black Panther-inspired Gift to Oakland Should Have Looked Like

Disney’s Black Panther-inspired gift to Oakland children is great, but there is a way it could be better.

cleveland streetscape
Opinion

Remember Slavic Village? It’s Back

A Cleveland neighborhood made famous as an epicenter of the foreclosure crisis works its way back to stability. Here’s how.

A group of people stand outside a home used for transitional housing after it lost funds due to the City of Seattle diverting resources to rapid re-housing.
Opinion

The Overselling of Rapid Re-housing  

Rapid re-housing, originally a strategy to prevent homelessness for households experiencing a temporary financial crisis, is now being promoted widely as a broad solution. But in a high-cost area, it’s possible it might do more harm than good.

A black and white photograph from 1942 of a sign that read "We want white tenants in our white community."
Opinion

Just as I Suspected, Paying Rent Is Racist

Every month millions of Black Americans hand over half of our livelihood to the descendants of those who forcefully brought our ancestors here to work for free. Essentially, America is in the business of charging its captives rent.

A grey-colored apartment building in Oakland California.
Opinion

Thoughts on the Unnatural Occurrence of Cheap Housing

There are two major issues with NOAH, better known as Naturally Occurring Affordable Housing. One is semantic, and one is practical.

Opinion

Lawn Sign Liberalism

If you live anywhere with a substantial resistance to the current administration’s attacks on immigrants, you may have seen these lawn/window signs–they say, in Spanish, English, and Arabic, “No matter […]

Opinion

The President as Developer-in-Chief

This question—what do I think about Ben Carson as nominee for HUD Secretary? —is an especially hard question for me to answer.

Blue-toned infographic that details the concept of filtering in housing.
Opinion

The ‘Filtering’ Fallacy

The Council of Community Housing Organizations has created an infographic that breaks down the basics of filtering, the assumptions behind it, and the reasons it doesn’t work the way some say it does.

Opinion

The Romance and Reality of the New Financial Technology (Fintech) Companies

Technology is enticing. It’s fun. It can make life easier. With a click of a button, consumers can purchase items instantaneously and have them delivered within hours to their doorstep. […]

“Poor door” by Liz Jones via flickr, CC BY 2.0
Opinion

In Defense of the “Poor Door”

The “poor door,” by making economic separation visible, caused a discomfort that we can easily ignore when income groups are segregated by neighborhood.

Opinion

Court Decision Paves Way for Affordable Housing Revival in NJ

“Moribund.” That’s the term New Jersey’s Supreme Court used when referring to the Council on Affordable Housing (COAH) in its unanimous decision to strip the government agency of its authority […]

City view seem from water level: bridge, ramps, green highway signs, towers, red brick buildings, bright blue sky reflected in river
Opinion

Funding the City

Property taxes were set up at a time when cities were regional centers of wealth. Times have changed. We need to another look at how we’re funding cities.