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Proposed Federal Rule Would Undercut Fannie and Freddie’s Duty to Serve Underserved Markets
The Federal Housing Finance Agency is proposing to significantly change how it enforces Fannie Mae and Freddie Mac’s duty to serve underserved mortgage markets. Comments from the public are due July 24.
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The Opposite of Deficit-Based Language Isn’t Asset-Based Language. It’s Truth-Telling.
How do you describe the people you work for and with, or the neighborhoods you work in? Do you use primarily “deficit-based” language like “distressed,” “at-risk,” “vulnerable,” “blighted,” “high crime,” […]

Are We Diluting the Mission of Community Land Trusts?
CLTs’ dependence on external grant funding to acquire land and maintain their operations make them particularly susceptible to mission drift. Coming in with this knowledge, organizers may still be able to use the tool adequately or opt for other collective land ownership strategy.

It Doesn’t Matter if Your Neighborhood Is Going to Eventually Gentrify
“We could use some gentrification here.” Let’s never say this—we must refrain from debating the long-term likelihood of gentrification in distressed places.
Time to Delink Homeownership from Asset Building
Using homeownership as an asset-building mechanism and retirement plan might not be a great thing for our society.
YIMBY, White Privilege, and the Soul of Our Cities
A common narrative being promoted about why there is a housing crisis ignores history and serves to assuage new residents’ guilty feelings. But we can craft a new narrative together.

Why Voters Haven’t Been Buying the Case for Building
It’s not because they’re stupid. If we want to convince people, we need to stop yelling and start listening.
Who Most Needs Access to Core Neighborhoods?
We have a limited number of dense core neighborhoods where getting around without a car and without a lengthy daily commute are possible.
Taking the Bus: Nonprofit Conferences and Integrity of Purpose
Nonprofits advocate for local transit spending, but annual conference logistics don’t typically include bus route information for attendees.
Is the Housing Market the Answer to the Racial Wealth Gap?
In discussions around closing the racial wealth gap, we should be reminded that a very large portion of wealth gained by white Americans should be seen as ill-gotten.

The Most Important Housing Law Passed in 1968 Wasn’t the Fair Housing Act
At the Aug. 1, 1968 signing ceremony, President Johnson proclaimed “Today, we are going to put on the books of American law what I genuinely believe is the most farsighted, the most comprehensive, the most massive housing program in all American history.” He was right.

Eviction Lab Misses the Mark
As housing activists and academics who conduct research on issues of housing and displacement, we have encountered major problems with Eviction Lab’s practices.

Participatory Budgeting: Why Not Fix Everyone’s Sink?
Participatory budgeting offers a glimpse of how a more civically engaged society might work, but it’s also a distraction.
