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A black woman with braided hair and a red sweatshirt sits at a help center desk. Another woman stands next to her, wearing a red-and-white shirt that reads "Red Hook Community Justice Center." A woman with her back to the camera sits on a chair beside the desk; she is wearing a black puffer jacket and a knitted headband. Large signs saying "Housing Resource Center," "State of New York Unified Court System," and more are displayed behind the help center desk. Many different pamphlets on housing and workers' rights are displayed on the desk.
Eviction

Avoiding Evictions: How State and Local Policy Can Keep Tenants in Their Homes

At a time when support for housing homeless people is under attack, preventing unnecessary evictions—which are costly as well as cruel—is more important than ever for local governments. Here are some of the approaches being tried.

A graphic design in shades of blue and white showing an arrow—increasing from left to right—over four houses.
Opinion

States Can Put the Brakes on Landlord Collusion and Junk Fees

States can pursue legal remedies under anti-trust laws when landlords collude to raise rents or use deceptive practices to institute extra fees, even if the federal government backs away from these cases.

The interior of Dupont Circle train station in Washington, D.C., showing a train track, train platform, and Brutalist-style architecture, including large staircases and walking paths. A white man wearing dark clothing and a large backpack crosses the train platform in the right-hand corner.
Opinion

How States Can Build Housing Together: A Proposal to Create Joint Authorities

Housing markets don’t stay within state boundaries. Why should housing finance agencies?

A woman wearing a black-and-white plaid shirt and gray pants sits at a small bistro table on a front patio with a man wearing a light-gray t-shirt and dark-gray cargo shorts. The patio is attached to the front of a green-colored house marked 145. On the patio are many potted plants, decorative wind chimes, and gardening tools. The front door of the house is slightly ajar, and a cat can be seen walking into the home.
State & Local Policy

Making Money for Housing Go Further

Housing funding programs are notoriously fragmented. One way to make limited housing dollars go further is to improve the systems that distribute them.

From the Field

“A Grim March Toward Death”: What HUD’s New Homeless Policy Looks Like on the Ground

Administrators from 55 Continuum of Care sites share their views on how proposed cuts, rapid changes to funding guidelines, and delays are affecting their work.

President Trump departs the Oval Office, walking down a curved walkway toward the South Lawn of the White House. Shrubbery lines the exterior of the building, and a blurry tree can be seen in the foreground. Trump is wearing a navy blue suit with a white shirt, a blue-and-white striped tie, and black dress shoes. His face looks stern.
Federal Policy

Breaking Down the Numbers: The 2027 White House Budget Proposal Explained

The president’s proposed plan would slash billions from federal housing and community development programs. While Congress may reject many cuts, they still merit attention. Here we look at the numbers, how they differ from last year, and why it all matters.

A front view of three connected residential homes in Virginia. The homes are white and light-gray, and some have decorative brick detailing. A set of stairs leads to the front door of each house, and each has a small front lawn. A sidewalk can be seen in the foreground.
From the Field

Are Dedicated ‘Sin Taxes’ a Useful Path for Affordable Housing Funding?

In the hunt for ways to fund affordable housing, taxes on controversial activities from gambling to short-term rentals are often appealing. Here’s how that’s been working in four communities.

A large glass building set back from a parking lot. In front of the building is a concrete sign coming out of the ground that reads "Bank of North Dakota."
State & Local Policy

How Public Banks Can Meet Public Needs

As federal funding streams face cuts, the idea of public banks is gaining ground as a tool for states and localities to finance community development.

A rendering of an apartment complex featuring at least three large, four-floor gray buildings with stone exteriors at the ground levels. The buildings are set next to a parking lot on one side and a lawn with trees on the other side. Sidewalks connect the buildings. Renderings of people and cars are shown in the foreground.
From the Field

How We Rewrote a Tax Incentive to Encourage More Affordable Housing 

Chattanooga, Tennessee, aligned its housing tax incentive with the actual cost of charging more affordable rents. Developers are participating.

A busy urban center in Richmond, Virginia, showing a large parking lot surrounded by urban buildings and parked cars.
From the Field

Property Taxes Aren’t the Cause of Our Housing Crisis, They’re a Solution to It

Taxing land and buildings at different rates can discourage land speculation and encourage housing development.

A rendering of a large apartment building with a Costco retail store on the ground floor. The building is surrounded by trees, and people can be seen walking on a sidewalk in front of the building. The building overlooks a a busy street with multiple lanes of traffic moving in both directions.
Housing

Free Land, Retail Rents, and Other Ways Cities Are Cutting Reliance on Federal Housing Funds

Though the federal role will always be necessary, local governments, and developers themselves, are looking for ways to develop affordable housing with less federal subsidy. Here are some of the approaches they are trying.

A painting, mostly in shades of blue, showing a group of people of all ages, genders, and races, building a shelter together in a wooded area. The sky is stormy and dark, and it is raining out, but light shines down on the shelter being built, illuminating the people around and inside of it. A figure covering their head with a blue denim jacket approaches in the foreground. A figure stepping out of the shelter waves to them in greeting.
Editor’s Note

Acting Locally: States, Counties, and Cities on the Front Lines

Even in challenging times, there are many actions that state and local governments can take to improve housing access and look out for their residents.