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Organizing

Gramm Wrong, Again, on CRA

In an effort to undercut future public investment in the nation’s infrastructure, Phil Gramm, former chair of the Senate Banking Committee and currently with the Swiss bank UBS, once again […]

Organizing

Tweaks to CRA Q&A Document Miss the Larger Picture

During the dog days of summer this July, the federal bank agencies decided to quietly bunt instead of swing for the fences when it came to the Community Reinvestment Act […]

Organizing

Our Denial and Inaction On the Issue of Lead

How far does the Environmental Protection Agency's (EPA) denial about leaded drinking water go? This week, I was having tea with a friend who had been an intern at the […]

Organizing

It’s Time to Talk about Cops

I don't need to revisit the hundreds of police killings around this country over the past few years (not to mention the dozens of recorded encounters) to know that we […]

A sign for payday loans is seen on a window, with a illustration of a man in a suit holder cash in his arms. The sign also reads "Fast friendly service. $50 to $500."
Organizing

Getting New Jersey to Divest from Payday Lending

NJ Citizen Action says having a state pension fund invested, even indirectly, in a form of lending illegal in the state cannot stand.

Opinion

The Romance and Reality of the New Financial Technology (Fintech) Companies

Technology is enticing. It’s fun. It can make life easier. With a click of a button, consumers can purchase items instantaneously and have them delivered within hours to their doorstep. […]

Organizing

To Reduce Recidivism Rates, Turn to Housing Policy

A couple months ago here on Rooflines, I wrote about the value of addressing housing challenges that many former prisoners face upon release. Back then, it seemed that Congress might […]

Organizing

Out of Reach 2016: Much More than Bad News

“A worker earning the federal minimum wage of $7.25 per hour would need to work 2.8 full time jobs, or approximately 112 hours per week for all 52 weeks of […]

Organizing

Imagine if Banks Had a Rating Showing Compliance with Consumer Law?

When consumers shop for new cars or other major products, they often like to consult with Consumer Reports or some other resource that rates companies selling the products. Imagine if […]

Organizing

Advocates: Let’s Get These Details Right From the Beginning

Advocates must insist that state guidelines not use exclusionary practices to deny people of color this housing opportunity, nor create housing that reinforces racial and ethnic segregation.

Organizing

Jane Jacobs: Defender of Cities and their People

On April 10, 1968, New York state officials scheduled a public hearing to discuss their plans for an expressway that would have sliced across Lower Manhattan and displaced hundreds of […]

Organizing

Out of Homelessness, A Mom Turns Advocate

Jenean F. and her husband worked hard to achieve the increasingly elusive American Dream. She was a stay at home mom and he worked as a salesman in the auto […]