Insurance Redlining Is Back—But We Can Fight It
For decades, insurance regulators have resisted requiring the kind of disclosures that are now routine around mortgage lending. But that might change.
Appraisal Bias Is the Fair Housing Issue of the Day
Newly released data on home appraisal practices is a step forward in the fight against racially biased appraisals. There’s still a long way to go.
Pollution, Place, and the Unnecessary Tragedy of Premature Death: Lessons for COVID-19
In Louisville, low-income and Black populations living in neighborhoods dealing with decades of industrial pollution are now suffering the worst public health outcomes of COVID-19.
Affirmatively Dismantling Fair Housing
HUD has proposed a new rule that would make it more difficult to combat racial segregation in housing. The rule doesn’t even mention segregation.
Trump Administration Takes Giant Step Backward on Racial Equality
A HUD proposal virtually eliminates the long-standing disparate impact doctrine and would leave more families vulnerable to housing discrimination.
The Right to Stay Put
There is much work to be done around housing and equitable development, but the solution is not simply to move people around. A key challenge is creating real choice.
False Equivalency on Race, Once Again
The inability to distinguish policies explicitly designed to oppress and exploit people because of their race with efforts to ameliorate those barriers and liberate people of color is troubling.
The Real Social Engineering Ben Carson Needs to Address
HUD is the nation’s primary enforcer of the Fair Housing Act. This is one obligation Ben Carson will assume if he is confirmed as HUD secretary. But in his defense […]
All the Fury Over CFPB Ignores Its Modest Mission
Ever since its creation, the Consumer Financial Protection Bureau (CFPB) has been the focus of heated controversy, with banks and politicians alike calling for cutbacks in its authority, if not […]
Gramm Wrong, Again, on CRA
In an effort to undercut future public investment in the nation’s infrastructure, Phil Gramm, former chair of the Senate Banking Committee and currently with the Swiss bank UBS, once again […]
The Costs of “Moving On”
In his recent New York Times op-ed, American Enterprise Institute president Arthur C. Brooks says declining mobility is a primary cause of the nation’s economic malaise. Among his suggestions, he […]
Washington, D.C., and the Future of Equitable Development
For three consecutive years, ONE DC and George Washington University have come together to examine and respond to the various trajectories of uneven development that have framed and in all […]